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FAQs about courier van insurance

Shane robert
FAQs about courier van insurance

If your work is in the courier industry, delivering goods and parcels by use of a van, then you should get courier van insurance because a regular commercial van or business van insurance might not give you the right level of protective cover that you require.

The following is going to help you to understand fully what a courier van insurance is all about, what it is able to cover, and why you require it, and how you can be able to get the best price for it.

What is the courier van insurance?

The courier van insurance is known to cover not the driver and the van alone, but also the packages which are inside the vehicle.  It is a type of insurance policy that is specialized specifically designed to suit couriers that are transporting goods plus other items to various locations what is referred to as a multi-drop work.

Why should you go for the courier insurance?

You require the courier insurance if you are into delivering and transportation of goods for work. Another important thing is that, the courier vans normally have have-value content, does cover a high mileage and get left in areas which are busy while the deliveries are made. It is what makes them to be vehicles with a high risk.

Because of that, majority of the business insurance policies will not give you enough cover in case the worst is able to happen. Another thing to know is that, you also will be able to get the goods-in-transit insurance with the courier cover – which is something which doesn’t come as standard with majority of the ordinary policies for business insurance. If you happen to be into courier business, this is important for ensuring that the items are protected while they are inside the van.

Is there a need of hiring and rewarding insurance?

If you use the van in transporting or delivering goods for other people to exchange for money, then you will definitely require the hire and reward insurance to be part of the policy for the courier van. The hire and reward insurance is able to protect you in case your goods are being transported or your vehicle gets stolen or damaged while at work.

Is there any difference between the courier insurance and the haulage insurance?

The haulage insurance normally differ from the courier insurance as it is intended for the drivers who are doing small numbers of long distance, pre-planned deliveries for higher or larger value goods.  The courier insurance is known to focus on various deliveries or the drop-offs on multi-drop routes, which are normally shorter and for smaller and mostly items which are less expensive.

How is it possible to save money on the courier insurance?

The best thing that you can be able to do is to try and compare different policies by using the service of the insurance comparison. Apart from it allowing you to check out the prices, it will compare the cover to ensure that you are getting the courier van insurance policy which suits your needs.

Shane robert
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