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All About ICICI Lombard Health Insurance - Quickinsure

All About ICICI Lombard Health Insurance - Quickinsure

Are you looking for comprehensive health insurance that covers you and your family's medical needs? Consider ICICI Health Insurance, available at Quickinsure. ICICI Lombard General Insurance, a trusted name in the insurance industry, offers a range of health insurance plans to suit your requirements.

ICICI Lombard medical insurance's wide range of innovative and reliable plans allow you to focus on your and your family's wellbeing. You get comprehensive protection against steadily rising healthcare costs across the country. It covers during-pre-post-hospitalisation expenses and other spendings including OPD visits, tests or medications.

Expansive coverage.

Free value-added services.

Optional add-on covers.

Cashless ​approval ​within 4 ​hours.

Smart technology through a mobile app.

Incurred claim settlement ratio of 76.89%.

Excellent claim settlement record.

Lifetime renewability.

Tax benefits.

ICICI health insurance from "ICICI Lombard General Insurance Company Limited" serves millions across India through its 5,000+ strong cashless hospital network and 24x7 claim assistance services.

Features & Advantages: ICICI Health Insurance

·       Multiple plans customised to your unique healthcare needs.

·       Optional add-ons and features for enhanced protection.

·       Timely finance during medical emergencies.

·       Coverage against accidental death and permanent total disablement.

·       Preventive healthcare and maternity benefits.

·       Top-ups to increase your sum-insured and supplement the existing cover.

·       In-house, quick and easy claim settlement.

·       Hassle-free policy purchase and renewal with minimum documentation.

·       Incentives and wellness points for making health-friendly decisions.

·       Dedicated customer services.

ICICI Lombard Health Insurance Plans

1] Complete Health Insurance Policy

A family floater insurance policy that covers your entire family (you, your spouse, dependent parents, children, brothers and sisters).

A comprehensive plan that takes care of healthcare expenses during planned/emergency hospitalisations and treatments.

Covers pre-hospitalisation (60 days) and post-hospitalisation expenses (90 days) up to your sum insured.

Includes room charges, doctor/surgeon’s fee and medicine bills.

Daycare expenses for advanced, technological surgeries and procedures requiring less than 24 hours of hospitalisation (includes dialysis, radiotherapy and chemotherapy).

Pre-existing diseases-after 2 years/4 years of continuous coverage.

Cashless hospitalisation.

Free health check-up at designated centres.

Optional add-on covers: Hospital Daily Cash, Convalescence Benefit, Outpatient Treatment Cover, Maternity Benefit, New Born Baby Cover, Wellness and Preventive Healthcare, Critical Illness Cover and Donor Expenses.

No medical tests required for cover below the age of 46 years and sum-insured up to 10 lakh rupees.

2] Health Booster Policy

Covers medical expenses for hospitalisation as an in-patient for a minimum of 24 consecutive hours.

Takes care of pre-hospitalisation (60 days) and post-hospitalisation expenses (90 days) up to your sum insured.

Relationships covered: You, your spouse, dependent children, dependent parent, grandparents, mother-in-law, father-in-law, brother, sister, grandchildren, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.

Floater option covers up to two adults and three children in a single policy.

Annual sum-insured options: 5 lakh to 50 lakh rupees.

Pre-existing diseases are covered immediately after 2 years of continuous coverage. The waiting period is adjusted by the number of years the insured individual has spent in the base policy.

Coverage for treatment at home.

150 medical expenses while undergoing specified daycare treatments which require less than 24 hours hospitalisation are covered.

Hospitalisation expenses incurred by the organ donor for undergoing organ transplant surgery for your use, are also covered.

Optional add-on covers: Hospital Daily Cash, Convalescence Benefit, Personal Accident Cover, Temporary Total Disablement Rehabilitation Cover, Repatriation of Remains, Critical Illness Cover and Donor Expenses.

No medical tests are required for cover below the age of 46 years and up to the sum insured of 10 lakh rupees.

3] Personal Protect Policy

Worldwide coverage against accidental deathor permanent total disablement and offers financial support for expenses incurred.

In case of death due to an accident, the nominee mentioned in your policy is compensated with the ​sum insured.

Annual sum-insured options: 3 lakh to 25 lakh rupees.

You get 100% of capital sum-insured in case of loss of use/actual loss by physical separation of sight of both eyes, both hands, both feet, one hand and one foot, one eye and one hand or one foot.

Can choose an additional cover to compensate expenses in case of a minimum 24-hour hospitalisation due to injury (within seven days of the accident).

Purchase this policy without undergoing any health check-ups.

 ICICI Lombard Health Insurance Renewal & Purchase

One can apply for/renew an ICICI Lombard health insurance policy by viewing and comparing quotes online through insurance comparison platforms such as www.Quickinsure.com.                                                  

ICICI Lombard Health Insurance Review

ICICI Lombard General Insurance is one of the largest and most trusted private sector general insurance companies in India. Its health insurance plans are immensely popular for the value they bring to all kinds of customers. You get flexible policy term, premium payment options, treatment coverage and services through an extensive hospital network spread across every corner of the country.

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