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Broad Zero
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2430 South Broad Street, 1st floor Philadelphia, PA 19145 http://www.broadzero.com/
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Broad Zero 2020-05-23
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BroadZero helps retirees find the best zero-premium Medicare Advantage plans Philadelphia has to offer.

Were licensed independent insurance agents certified to sell a range of Medicare Part C plans and supplements from Humana, Cigna HealthSprings, Aetna Medicare, and Clover Health.

We work for ourclients, and the carriers pay our fees.

We work hard to help retirees find the plan that suits their needs best.

We want to make it easier for people to understand the process of enrolling in Medicare Advantage.

Its why we represent many plans with multiple coverage options.Among Philadelphia licensed insurance agencies, were known for Medicare Part C plans, supplements, and life insurance products.

collect
0
Broad Zero 2020-04-16
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A large percentage of Medicare Beneficiaries are choosing the Zero Premium Plans as their preferred method of obtaining Medicare coverage especially in the Delaware Valley.

They are just charged for what services they actually use for the plan.

For instance, if a Zero Plan policy holder has an outpatient surgery the beneficiary would be charged a co-insurance for the procedure.

A Zero Plan, is simply a type of Medicare Advantage plan that provides nothing less than Original Medicare.

Zero Plans will include, in many instances, supplemental benefits that Original Medicare does not offer.

These additional benefits include Dental, Vision, hearing, transportation, OTC spending, and more.

collect
0
Broad Zero 2020-03-26
img

BroadZero provides easy access to the best zero-premium Medicare Advantage plans Philadelphia has to offer.

We are a licensed independent insurance agency also certified to sell Medicare zero premium and supplement plans from Cigna HealthSprings, Aetna Medicare, Humana, and Clover Health.

Our clients never pay us a fee, and we have access to a range of Medicare Advantage and supplement plans available to recipients in Pennsylvania and New Jersey.

We help enrollees find medical, dental, vision, and prescription drug coverage options with zero-payment plans from Keystone, NJ PAAD, and Community Health Choices.

Our mission is to help people choose the plan that is best for them, and easily navigate the enrollment process.

We represent many leading carriers for Medicare supplements, Medicare Advantage plans.

collect
0
Broad Zero 2020-05-12
img

Part C Medicare Advantage plans provide health coverage with zero premiums for their members.

If you shop around, you can find an affordable policy offering excellent benefits that meet your needs.

When you obtain coverage through an independent insurance agent, you’ll receive expert advice about the coverage that is best for you – at no charge.Part C Medicare Advantage plans operate with networks our outstanding health care providers in the Philadelphia area.

They provide complete health care services, and some even include free transportation to and from your doctor.

You’ll pay co-pays for some service but they are more affordable than many other health insurance arrangements, and there is an annual maximum for any out-of-pocket expenses incurred by you.

It’s where Medicare Advantage Part C plans come in.

collect
0
Broad Zero 2020-04-04
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For seniors living in the Delaware Valley, open enrollment provides opportunities to apply for the best  Medigap plans Philadelphia and New Jersey have to offer – as well as other coverage under Medicare Advantage Plans.

The ideal time to enroll in a supplement plan is during your Medigap Open Enrollment Period, which is a six-month period beginning when you are both 65 or older and enrolled in Medicare Part B.

Still, for some people, the first Medigap policy they choose doesn't turn out to be the best for them.

As a result, many seniors add a Medicare Supplement plan to their Original Medicare benefits.Each Supplement Plan offers different benefits and premiums.

You become eligible for Medigap when you are both 65 or older and enrolled in Part B.

It is also the best time to enroll in a Medigap policy because you have a guaranteed right to purchase a plan, even if you have a pre-existing condition or any health issues.

collect
0
Broad Zero 2020-03-25
Seniors all around the Delaware Valley are interested in the best Philadelphia Medicare supplements. If you're interested in Medigap Plan G coverage, here are four ways to get lower premiums. Enroll the first time you're eligible Probably the simplest way to lower your Medicare Supplement premium prices is to enroll when you're first eligible. Be aware that your Medigap Open Enrollment period starts on the first day of the month during which you are both 65 or older and enrolled in Medicare Part B. If you enroll outside of your Medigap Open Enrollment Period, unless you are given a "guaranteed issue right" to purchase a Medigap plan, you may be required to answer medical questions. Statistically speaking the medicare demographic spends more money annually on healthcare as they age.
collect
0
Broad Zero 2020-05-05
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Medicare Supplement plans can cover the copays, coinsurance, deductiblesthat Original Medicare doesn't pay. Like people elsewhere, seniors in Pennsylvania and New Jersey can choose from ten different Medicare Supplement plans. They're all after the Medicare Insurance Philadelphia has to offer. With some wise decision-making, you can take advantage of ways to save on your premium payments. Medicare Supplement plans are standardized supplementary plans offered by Medicare to cover the costs that Original Medicare doesn't cover. The eight Medigap plans are labeled A through N. Plans E, H, I, C, F and J are no longer being offered.
collect
0
Broad Zero 2020-04-01
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Senior citizens in the Delaware Valley area who are shopping for the Best Medicare Plans often consider Supplement Plan N. It is a popular choice among Medicare recipients in Pennsylvania and New Jersey because it offers all the benefits Plan Gdoes, with minor co pays and no coverage Part B excess charges when doctors don't accept Medicare assignment. It's important to note that the savings on a Plan N policy are fairly significant over Plan G, the most complete Medicare Supplement plan in the market. This means healthier beneficiaries leading to less claims being filed. Among the standardized Medicare Supplement Plans, Plan N has proved to be popular among insurance consumers thanks to its coverage level at significantly lower premiums.Medicare Supplement Plan N offers coverage that Original Medicare doesn't include. However, it doesn't cover the Part B deductible and Medicare excess charges. With the Part B deductible and excess charges not covered, it creates at least one certain yearly out-of-pocket expense to be paid within the year for the deductible.
collect
0
Broad Zero 2020-03-20
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Medicare Supplement Plan G is among the most popular choices for seniors.

If you are a Medicare recipient in the Delaware Valley area and looking for the best Medicare supplements Philadelphia has available, make sure to find out more.

Plan G provides every benefit Medicare Supplements allow, except for payment of the yearly Part B deductible.

You can reduce your Plan G premiums by enrolling in PlanG When you're first eligible, shopping around for a better rate in your specific zip code, and taking advantage of household discounts when applicable.

Household discounts vary from carrier to carrier and each carrier has different criteria to meet before a discount is applied.

It offers the most extensive coverage at a significantly lower premium than Plan F. What Plan G doesn't cover is the Part B deductible.

collect
0
Broad Zero 2020-04-25
img
It can be a big decision to switch Medicare supplement coverage, but certain situations provide seniors opportunities to save money and improve or downgrade coverage. It's beneficial to enroll in a supplement plan during your Medigap Open Enrollment Period. It is a six-month window beginning when you are both 65 or older and enrolled in Medicare Part B. If the Medigap policy you choose initially didn't turn out to be the right one for you, consider these three reasons for switching plans. You need more or less benefits – Medicare Supplement plans offer different coverage, and you may find that you need a benefit your first Medigap plan doesn't cover. For example, if you have Plan B and you need to go to a skilled nursing facility, you'll learn that your coverage doesn't offer skilled nursing facility coinsurance.
collect
0
Broad Zero 2020-03-26
img

Seniors all around the Delaware Valley are interested in the best Philadelphia Medicare supplements.

If you're interested in Medigap Plan G coverage, here are four ways to get lower premiums.Enroll the first time you're eligible – Probably the simplest way to lower your Medicare Supplement premium prices is to enroll when you're first eligible.

Be aware that your Medigap Open Enrollment period starts on the first day of the month during which you are both 65 or older and enrolled in Medicare Part B.

It is so crucial because, within this period, you are given the right to purchase any Medicare Supplement plan you select, from any insurance carrier, even when you have pre-existing conditions.

You won't be charged more than a healthier person.If you enroll outside of your Medigap Open Enrollment Period, unless you are given a "guaranteed issue right" to purchase a Medigap plan, you may be required to answer medical questions.

Statistically speaking the medicare demographic spends more money annually on healthcare as they age.

collect
0
Broad Zero 2020-03-20
img

BroadZero provides easy access to the best zero-premium Medicare Advantage plans Philadelphia has to offer.

We are a licensed independent insurance agency also certified to sell Medicare zero premium and supplement plans from Cigna HealthSprings, Aetna Medicare, Humana, and Clover Health.

Our clients never pay us a fee, and we have access to a range of Medicare Advantage and supplement plans available to recipients in Pennsylvania and New Jersey.

We help enrollees find medical, dental, vision, and prescription drug coverage options with zero-payment plans from Keystone, NJ PAAD, and Community Health Choices.

Our mission is to help people choose the plan that is best for them, and easily navigate the enrollment process.

We represent many leading carriers for Medicare supplements, Medicare Advantage plans.We're a Philadelphia licensed insurance agency, and at BroadZero, we serve our PA and NJ clients with a range of Medicare plan options as well as life insurance products and retirement planning.

collect
0
Broad Zero 2020-05-23
img

BroadZero helps retirees find the best zero-premium Medicare Advantage plans Philadelphia has to offer.

Were licensed independent insurance agents certified to sell a range of Medicare Part C plans and supplements from Humana, Cigna HealthSprings, Aetna Medicare, and Clover Health.

We work for ourclients, and the carriers pay our fees.

We work hard to help retirees find the plan that suits their needs best.

We want to make it easier for people to understand the process of enrolling in Medicare Advantage.

Its why we represent many plans with multiple coverage options.Among Philadelphia licensed insurance agencies, were known for Medicare Part C plans, supplements, and life insurance products.

Broad Zero 2020-05-05
img
Medicare Supplement plans can cover the copays, coinsurance, deductiblesthat Original Medicare doesn't pay. Like people elsewhere, seniors in Pennsylvania and New Jersey can choose from ten different Medicare Supplement plans. They're all after the Medicare Insurance Philadelphia has to offer. With some wise decision-making, you can take advantage of ways to save on your premium payments. Medicare Supplement plans are standardized supplementary plans offered by Medicare to cover the costs that Original Medicare doesn't cover. The eight Medigap plans are labeled A through N. Plans E, H, I, C, F and J are no longer being offered.
Broad Zero 2020-04-16
img

A large percentage of Medicare Beneficiaries are choosing the Zero Premium Plans as their preferred method of obtaining Medicare coverage especially in the Delaware Valley.

They are just charged for what services they actually use for the plan.

For instance, if a Zero Plan policy holder has an outpatient surgery the beneficiary would be charged a co-insurance for the procedure.

A Zero Plan, is simply a type of Medicare Advantage plan that provides nothing less than Original Medicare.

Zero Plans will include, in many instances, supplemental benefits that Original Medicare does not offer.

These additional benefits include Dental, Vision, hearing, transportation, OTC spending, and more.

Broad Zero 2020-04-01
img
Senior citizens in the Delaware Valley area who are shopping for the Best Medicare Plans often consider Supplement Plan N. It is a popular choice among Medicare recipients in Pennsylvania and New Jersey because it offers all the benefits Plan Gdoes, with minor co pays and no coverage Part B excess charges when doctors don't accept Medicare assignment. It's important to note that the savings on a Plan N policy are fairly significant over Plan G, the most complete Medicare Supplement plan in the market. This means healthier beneficiaries leading to less claims being filed. Among the standardized Medicare Supplement Plans, Plan N has proved to be popular among insurance consumers thanks to its coverage level at significantly lower premiums.Medicare Supplement Plan N offers coverage that Original Medicare doesn't include. However, it doesn't cover the Part B deductible and Medicare excess charges. With the Part B deductible and excess charges not covered, it creates at least one certain yearly out-of-pocket expense to be paid within the year for the deductible.
Broad Zero 2020-03-26
img

BroadZero provides easy access to the best zero-premium Medicare Advantage plans Philadelphia has to offer.

We are a licensed independent insurance agency also certified to sell Medicare zero premium and supplement plans from Cigna HealthSprings, Aetna Medicare, Humana, and Clover Health.

Our clients never pay us a fee, and we have access to a range of Medicare Advantage and supplement plans available to recipients in Pennsylvania and New Jersey.

We help enrollees find medical, dental, vision, and prescription drug coverage options with zero-payment plans from Keystone, NJ PAAD, and Community Health Choices.

Our mission is to help people choose the plan that is best for them, and easily navigate the enrollment process.

We represent many leading carriers for Medicare supplements, Medicare Advantage plans.

Broad Zero 2020-03-20
img

Medicare Supplement Plan G is among the most popular choices for seniors.

If you are a Medicare recipient in the Delaware Valley area and looking for the best Medicare supplements Philadelphia has available, make sure to find out more.

Plan G provides every benefit Medicare Supplements allow, except for payment of the yearly Part B deductible.

You can reduce your Plan G premiums by enrolling in PlanG When you're first eligible, shopping around for a better rate in your specific zip code, and taking advantage of household discounts when applicable.

Household discounts vary from carrier to carrier and each carrier has different criteria to meet before a discount is applied.

It offers the most extensive coverage at a significantly lower premium than Plan F. What Plan G doesn't cover is the Part B deductible.

Broad Zero 2020-05-12
img

Part C Medicare Advantage plans provide health coverage with zero premiums for their members.

If you shop around, you can find an affordable policy offering excellent benefits that meet your needs.

When you obtain coverage through an independent insurance agent, you’ll receive expert advice about the coverage that is best for you – at no charge.Part C Medicare Advantage plans operate with networks our outstanding health care providers in the Philadelphia area.

They provide complete health care services, and some even include free transportation to and from your doctor.

You’ll pay co-pays for some service but they are more affordable than many other health insurance arrangements, and there is an annual maximum for any out-of-pocket expenses incurred by you.

It’s where Medicare Advantage Part C plans come in.

Broad Zero 2020-04-25
img
It can be a big decision to switch Medicare supplement coverage, but certain situations provide seniors opportunities to save money and improve or downgrade coverage. It's beneficial to enroll in a supplement plan during your Medigap Open Enrollment Period. It is a six-month window beginning when you are both 65 or older and enrolled in Medicare Part B. If the Medigap policy you choose initially didn't turn out to be the right one for you, consider these three reasons for switching plans. You need more or less benefits – Medicare Supplement plans offer different coverage, and you may find that you need a benefit your first Medigap plan doesn't cover. For example, if you have Plan B and you need to go to a skilled nursing facility, you'll learn that your coverage doesn't offer skilled nursing facility coinsurance.
Broad Zero 2020-04-04
img

For seniors living in the Delaware Valley, open enrollment provides opportunities to apply for the best  Medigap plans Philadelphia and New Jersey have to offer – as well as other coverage under Medicare Advantage Plans.

The ideal time to enroll in a supplement plan is during your Medigap Open Enrollment Period, which is a six-month period beginning when you are both 65 or older and enrolled in Medicare Part B.

Still, for some people, the first Medigap policy they choose doesn't turn out to be the best for them.

As a result, many seniors add a Medicare Supplement plan to their Original Medicare benefits.Each Supplement Plan offers different benefits and premiums.

You become eligible for Medigap when you are both 65 or older and enrolled in Part B.

It is also the best time to enroll in a Medigap policy because you have a guaranteed right to purchase a plan, even if you have a pre-existing condition or any health issues.

Broad Zero 2020-03-26
img

Seniors all around the Delaware Valley are interested in the best Philadelphia Medicare supplements.

If you're interested in Medigap Plan G coverage, here are four ways to get lower premiums.Enroll the first time you're eligible – Probably the simplest way to lower your Medicare Supplement premium prices is to enroll when you're first eligible.

Be aware that your Medigap Open Enrollment period starts on the first day of the month during which you are both 65 or older and enrolled in Medicare Part B.

It is so crucial because, within this period, you are given the right to purchase any Medicare Supplement plan you select, from any insurance carrier, even when you have pre-existing conditions.

You won't be charged more than a healthier person.If you enroll outside of your Medigap Open Enrollment Period, unless you are given a "guaranteed issue right" to purchase a Medigap plan, you may be required to answer medical questions.

Statistically speaking the medicare demographic spends more money annually on healthcare as they age.

Broad Zero 2020-03-25
Seniors all around the Delaware Valley are interested in the best Philadelphia Medicare supplements. If you're interested in Medigap Plan G coverage, here are four ways to get lower premiums. Enroll the first time you're eligible Probably the simplest way to lower your Medicare Supplement premium prices is to enroll when you're first eligible. Be aware that your Medigap Open Enrollment period starts on the first day of the month during which you are both 65 or older and enrolled in Medicare Part B. If you enroll outside of your Medigap Open Enrollment Period, unless you are given a "guaranteed issue right" to purchase a Medigap plan, you may be required to answer medical questions. Statistically speaking the medicare demographic spends more money annually on healthcare as they age.
Broad Zero 2020-03-20
img

BroadZero provides easy access to the best zero-premium Medicare Advantage plans Philadelphia has to offer.

We are a licensed independent insurance agency also certified to sell Medicare zero premium and supplement plans from Cigna HealthSprings, Aetna Medicare, Humana, and Clover Health.

Our clients never pay us a fee, and we have access to a range of Medicare Advantage and supplement plans available to recipients in Pennsylvania and New Jersey.

We help enrollees find medical, dental, vision, and prescription drug coverage options with zero-payment plans from Keystone, NJ PAAD, and Community Health Choices.

Our mission is to help people choose the plan that is best for them, and easily navigate the enrollment process.

We represent many leading carriers for Medicare supplements, Medicare Advantage plans.We're a Philadelphia licensed insurance agency, and at BroadZero, we serve our PA and NJ clients with a range of Medicare plan options as well as life insurance products and retirement planning.