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Auto Insurance Agency Amarillo

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Deal Adams
Auto Insurance Agency Amarillo

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is  comprised of six different kinds of coverage. Most states require you  to buy some, but not all, of these coverages. If you’re financing a car,  your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance  company should notify you by mail when it’s time to renew the policy and  to pay your premium.

Why do you need auto insurance?

It’s really all about protecting yourself financially.

  • If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep  premiums low you may want to have a higher deductible and be willing to  pay more for repairs.)
  • What is the insurance company’s level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Office Locations

Call or visit the nearest Adams Insurance Agency location.

Main Office
 
Phone Number  (806) 331-0236
Alternate Number  (866) 521-7467
Fax Number  (806) 352-0390
6015 W 45th 
Amarillo, TX 79109 
Location Map & Driving Directions - Office Hours
Oklahoma Office
 
Phone Number  (405) 657-7551
1150 Echo Dr. 
Edmond, OK 73034 
Location Map & Driving Directions - Office Hours
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