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Today, John Hancock announces a strategic collaboration with Clareto, a leader in digital solutions to acquire and aggregate electronic health data, to further improve the Company’s underwriting speed and efficiency as part of its ongoing commitment to transform the life insurance purchase experience.Clareto’s capabilities include enabling access to more than 52 million unique patient records* through a fully HIPAA-compliant integration of state and regional health information exchanges and national electronic medical record vendors.

John Hancock will leverage Clareto’s growing network to obtain the health data required for underwriting purposes in real time with proper HIPAA authorization from the customer.

Through this collaboration, John Hancock life insurance agents will gain access to an entire field of electronic health data sources via a single-entry point, eliminating time and paperwork from the application process.investments“At John Hancock, we’re committed to making decisions easier and lives better for our customers, and that means working every day to radically simplify the life insurance purchase process and reduce the time from application to issue,” added Susan Ghalili, VP, Underwriting Transformation and Chief Underwriter of John Hancock Insurance.

“We’re pleased to be working with Clareto to further advance the customer experience and provide our services in a way that they not only expect but deserve.

This kind of collaboration has the potential to shape the future of the industry.”“We are excited to be working with an innovative and forward-thinking company like John Hancock,” said Dave Dorans, CEO of Clareto.

“We are building an industry-leading network to enable access to electronic health data for insurance underwriting and claims, typically only requiring a standard HIPAA authorization.

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Take your pick from tourist attractions that range from classical music concerts by a world-class symphony orchestra to perfecting your tan on a pristine beach.As one of the original 13 colonies, Massachusetts has preserved more than parts of historic sites from ancient times.

But it's not all history - in Boston's vibrant Faneuil Hall Marketplace, you'll find fashions as new as tomorrow.

Landscapes are just as varied, and as you explore these must-see sights, you'll find rolling mountains, waves crashing on rocky shores, green pastures and farmlands, deep forests, and beautiful little postcard-perfect villages that Norman Rockwell immortalized in his paintings.1.

Freedom TrailSome of Colonial America's most iconic landmarks mark Boston's three-mile Freedom Trail as it winds through the old city's narrow streets to connect 16 historic monuments and attractions.Follow the red brick line and brass medallions in the pavement, from the Visitor Center in the Boston Common all the way to the 54-gun frigate USS Constitution, "Old Ironsides," at the Charlestown Navy Yard.Along the way, wander through two old burying grounds to find the graves of Paul Revere, John Hancock, and the first female to step off the Mayflower.

The Old State House, Boston's oldest public building, was the scene of the infamous Boston Massacre when five colonists were killed by British soldiers.A few steps off the Freedom Trail, at 1 Milk Street, is the birthplace of Benjamin Franklin, a location marked by a bust of a patriot, who was born here in 1706. source : Top 10 things to do in massa