In the United States, crypto-currency regulation began being devised at the legislative level in 2013 when the government made the decision not to ban them, but rather to create a legal basis for their use. Cryptocurrency in the United States is regarded as decentralized and they operate the same way as a fiat currency. This means that exchanges and other organizations undergoing operations with them are obliged:
to be registered as Money Services Businesses
to receive licenses for such activity
to inform law enforcement authorities of transactions arousing suspicions.
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