Mortgage Loans

So whether you are a first-time homebuyer or you are looking to refinance your current mortgage, an FHA loan may be right for you! Benefits of FHA loans- Low down payments: FHA loans only require a down payment of as little as three percent! To apply for an FHA loan, follow the steps below:- Call your local bank and find out if they offer FHA loans. - Once approved, FHA will send out an FHA loan packet with instructions for closing costs and closing date. So if you're ready to apply for an FHA mortgage, head over to our website and we'll help get you started!

Be simple without compromiseThat’s what Rate Simple is all about. Because when clients are looking for a low mortgage rate, whether it’s a refinance or a home purchase, clarity is key. At Rate Simple our clients’ needs come first. And that’s what Rate Simple’s mission is at its core. At Rate Simple, our clients are always in the driver’s seat.

Here’s how it works:what is an fha loan in florida and how does it work? Simply put, an fha loan is an insurance policy that guarantees you’ll be able to make a minimum interest payment. The main benefit of an fha loan is that it covers mortgages on first and second homes in florida. Once you meet the basic requirements of the program, you will have the ability to apply for an fha loan in florida. At lbc mortgage, we specialize in helping prospective florida homeowners get approved for fha loans.