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But, if the same money that is going out in rent was to go out to pay an EMI, at the end of the tenure, you’d actually have an investment in your name and more than an investment, you’d have a home in your name.
If the idea of securing a home loan seems daunting, we have 10 easy steps that you can follow to secure your home loan.Start saving for a down paymentStart putting away money every month for the down payment of your dream house.
It can be as small an amount as the cost of a meal at a fine dines restaurant or the cost of a new jacket that you want.
So, do go through different websites and talk to friends to understand all the different ways in which you can get home loans.Check your credit (CIBIL) scoreHaving a good CIBIL score is paramount to getting home loans easily.
This is usually the part that leads to the most inertia while booking a home loan.
Knowing these interest rates will help you understand the markets and the banks that you want to have a long term relationship with.