E-wallet Card for FinTech | Draftik

A Payment gateway development is a merchant service supplied by an e-commerce application service provider that allows e-businesses, online merchants, bricks and clicks, or traditional brick and mortar to process credit cards or direct payments.

A bank may provide a payment gateway to its customers, but it can also be supplied as a separate service by a specialized financial technology service provider, such as a payment service provider.The transfer of information between a payment portal (such as a website, mobile phone, or interactive voice response service) and the front-end processor or acquiring bank is facilitated by a payment gateway.

PROCESSWhen a consumer orders a product from a merchant that uses a payment gateway, the payment gateway completes several actions to complete the transaction.A customer submits a purchase on a website by pressing the 'Submit Order' or equivalent button, or by using an automated phone answering service to enter their credit card information.If the client places an order through a website, the information exchanged between the browser and the merchant's webserver is encrypted by the customer's web browser.

This can be done using SSL (Secure Socket Layer) encryption in addition to other techniques.Transaction data from the customer's browser may be transferred straight to the payment gateway, bypassing the merchant's systems.

The merchant's Payment Card Industry Data Security Standard (PCI DSS) compliance duties are reduced as a result of this without the customer being redirected away from the website.After that, the merchant sends the transaction information to their payment gateway.

This is a second (SSL) encrypted connection to the payment gateway's payment server.The payment gateway translates the message from XML to ISO 8583 or a variant message format (which EFT Switches understand) and then sends the transaction information to the merchant's acquiring bank's payment processor.The transaction information is forwarded by the payment processor to the card association (Visa/MasterCard/American Express).

Most secure way of signup and transactions is provided by E-Pin.

ARM MLM comes with inbuilt E-pin generator software which can be produced instantly from the admin panel.

We designed MLM software in a completely flexible manner and ensuring 100% secure towards E-Pin for major transactions like product shipping.

We covered each and every aspect of E-pin management and assure a friendly user experience!

Do you want to know about UI and UX design?

User interface design is the look and feel of your app and UX app design is the nuts and bolts of your app.

Different applications help us and make life easier.

For any app success, UI and UX design are the most important part.

Follow these tips for better User experience.

ARKA Softwares is a leading ewallet app development company that develops customized digital wallet apps, ewallet application and mobile payment apps for iPhone & Android.

Digitalization has made going cashless more comfortable with the concept of Digital e wallet.

It's ruling today’s touch less world.

Various business owners are now partnering with ewallet software development organizations to make custom software to shop for & sell products and offer services.

It ranges from booking tickets to grocery and more for his or her clients while maintaining their business ecosystem.As a business owner, investing money into digital wallet software development can benefit garner good advantages.

The market has witnessed an incredible rise within the use of digital payment software that facilitates touch less transactions.

Wallie e-wallet speeds up and simplifies the buying method, which enhances the number of shoppers who perform their purchases.Low transaction fee: resembled the high interest rates of credit cards, mobile commerce platforms have much lower transaction fees.

We are a top-rated UI/UX Design Service Provider Company in India & the USA offering UX research, design, and development services for companies and Startups.

Fintech or financial technology is a segment that has been garnering a lot of traction over the last few years.

It refers to the cutting-edge technology that financial services companies are adopting to automate, improve and better deliver their services.

The future of the fintech industry seems promising, thanks to the penetration of smartphone users, ever-evolving digital infrastructure, and relevant geographical trends.

The overall value of the fintech market in India is expected to reach $140 billion in 2023, along with a high adoption rate of 85%.Even though traditional banks still hold a powerful position in the market, the ever-increasing popularity of fintech applications cannot be denied.

Besides focusing on avant-garde tech solutions, it is crucial to focus on the user and also the customer journey.

Make provision for easy device adaptation4.

QR codes QR codes are used by people to do with people they meet regularly.

The User Group Recording Before you start using the application, the user must create an account with email id are social media credentials.

Mobile recharge or pay bills Users can also recharge their mobile phones or pay bills directly from the application in a practical way.

Bank transfer eWallet allows users to transfer or send money directly to the bank.

Just by registering the details of the receiver account number, money can be transferred directly to the bank just a few taps.Pay taxes or insurance funds Now you can easily pay your insurance premium, as well as income tax and sales tax using these eWallet Apps.

Online purchasing for groceries and other eWallet Apps make life a more adaptable and reliable human by allowing them to shop for groceries and other products such as electronics, clothing, household items, cars, and motorcycles too.

eWallet is the most famous digital solution for online payment businesses.

If you are also planning to invest in a solution like this and are confused about how to proceed, here is a complete guide on the e-wallet app design process including the must-have features to include.

Any service must offer the highest satisfaction to users to enhance its sustainability.

Some of the benefits of these mobile app wallets include,User convenience: Sending and receiving money has become hassle-free with these digital wallets.

People can transfer funds to anyone worldwide instantly.

Besides, users find it more convenient to pay bills, as well.Time-saving: What more to ask when people can make instant transfer worldwide?

These wallet apps significantly conserve the time and energy of users.

They needn’t enter their account details during online shopping, leading to trouble-free checkouts.Management of expenses: Users get to track their monthly payments and can focus on areas of unnecessary expenditure.

Are you looking for Mobile Application Developer?

If yes then welcome you are in right place.

I will be your mobile app developer for an Android app developer and iOS app developer.

I am Mobile application Expert Android & iOS App Developer with 5+ years of experience.I have years of quality experience in designing and developing mobile app development for iOS and Android native App with expertise in PHP and Node.js with Mysql database technology.I have all the skill sets and experiences to make your idea into a stunning reality.

My Services:App UI/UX Designing and DevelopmentAdmin Panel (Web)Android App DevelopmentiOS App DevelopmentHybrid App DevelopmentNative App Development Developed iOS and Android applications in various industries:Taxi Booking AppHealth and Fitness App In-App PurchasesFood Ordering AppGPS & Location-based AppsDating ApplicationQR Code  based AppsEvents AppSports AppFinance AppEmployee time trackingTourist GuideCustom AppPayment Gateway Integration NOTE : KINDLY CONTACT ME BEFORE PLACING AN ORDER TO AVOID CANCELLATION.

SEND ME A MESSAGE WITH YOUR APP IDEA SO I CAN GIVE A PRICE AND TIMELINE.