SL FINANCIAL is an independent actuarial advisory firm. We offer complete actuarial risk consulting solutions in both traditional (re)insurance and alternative risk financing entities (e.g. captives or insurance-linked securities); to individuals and small and medium enterprise (SME) across virtually all jurisdictions. Services include:
Reserving Analysis
Financial Reporting and Regulation
Ratemaking and Pricing Support
Capital Adequacy and Management
Reinsurance
Enterprise Risk Management
Rent-an-Actuary
HDFC Life Insurance Protect Affordable Get Features, Overview, Guaranties Term
Life Insurance Policy primarily aims to supply life protection associated acts as a financial gain replacement tool.
additionally, to providing plain vanilla life assurance plans that offer payment of the policy on maturity, life insurers have additionally been providing savings attempt to suit alternative life stage wants.
In such versions, one will get an everyday stream of financial gain for specific years or until time period.
One such set up is HDFC Life Sanchay and that may be an ancient life assurance set up with secure additions (GA) in situ of bonus.
Bonus depends on the profits created by the insurance firm whereas insurers are obligated to pay secure additions notwithstanding there are not any profits.
HDFC Life Insurance Protect Affordable Get Features, Overview, Guaranties Term
Life Insurance Policy primarily aims to supply life protection associated acts as a financial gain replacement tool.
additionally, to providing plain vanilla life assurance plans that offer payment of the policy on maturity, life insurers have additionally been providing savings attempt to suit alternative life stage wants.
In such versions, one will get an everyday stream of financial gain for specific years or until time period.
One such set up is HDFC Life Sanchay and that may be an ancient life assurance set up with secure additions (GA) in situ of bonus.
Bonus depends on the profits created by the insurance firm whereas insurers are obligated to pay secure additions notwithstanding there are not any profits.
In the galaxy of insurance products, cyber insurance is something relatively new though it has been around us for quite some time.
Mark Bagley, VP at cybersecurity company AttackIQ explains, "Cyber insurance policies are designed to cover the costs of security failures, including data recovery, system forensics, as well as the costs of legal defence and making reparations to customers.
"System forensics and underwriting the data recovery can help to cover some of the expenses connected to investigations and mediations done in behalf of the business by a forensic cyber security company to assist in the finding of what has happened and in fixing the problem.
In fact, this is something similar to what happens after a ransomware attack, which is one of the most damaging and disrupting type of attacks we can find risking businesses.Quite surprisingly, some cyber insurance companies even go to the extent of covering the cost of ransom given to the attackers though this is not something that any information security entity or law enforcement agency will not approve of.
Given the wide prevalence of cybercrimes, it is necessary for any business facing the risk of cyber-attacks to evolve policies that will help protect its crucially important digital assets.Theresa Payton, former White House CIO for the George W. Bush administration and the Founder CEO of cyber security company Fortalice Solutions says, "The insurance company looks at what the potential incident response and forensic bill might be and that's going to be bigger in many cases as organizations aren't prepared, so they'd actually rather pay.
"Yet another innovative kind of cyber-attack is business email compromise (BEC) phishing scams.
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