
The exclusions are the concepts or risks not covered in an insurance contract, for example: damage caused by driving under the influence of alcohol. Each insurance plan has different exclusions, so you will have to read the contract very well. As for the deductible, it is the sum in UF that the insurer does not cover, but will come out of your pocket. The lower it is, the higher the premium to be paid. When choosing the best auto insurance in Utah, compare both deductibles and sum insured for each coverage.