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Construction Accident Claims are a lot more than the ‘Fatal Four’

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Construction Accident Claims are a lot more than the ‘Fatal Four’

Accidents are unavoidable in the workplace. Construction accidents account for the majority of all workplace accidents. These accidents account for approximately 20% of worker fatalities in the United States, and they primarily occur in residential, institutional, and commercial buildings.

Common construction site accidents 

 

OSHA has classified construction site accidents into four categories known as the fatal four. Construction sites account for approximately 64% of all fatalities. Accidents caused by fall hazards include slip and falls, trip and falls, falls from stairs, and falls from great heights. Falling from a great height includes falling from roofs, scaffolds, and ladders. Electrocution accidents occur when workers handle faulty electrical equipment or faulty electric wires.

 

When heavy construction materials are handled manually or with the assistance of cranes, the objects may fall on and crush the workers below. Getting caught between heavy running machinery or equipment can severely injure the workers. Aside from these four causes, accidents can occur as a result of fires, chemical explosions and gas leaks, toxic chemical exposure, repetitive use injuries, forklift or elevator shaft accidents, or crane accidents.

 

Common injuries

The most common construction site injuries are bruises, lacerations, electrocutions, fractures, heatstroke, knee and ankle injuries, burns, scars, and disfigurements. Cancer caused by toxic chemical exposure and traumatic brain or spine injuries are the most complicated.

 

Accidents in the construction industry and workers' compensation

Employees who file a workers' compensation claim do not have to prove the employer's fault in order to receive compensation. The type of work and the employer's role in causing the injuries all play important roles in determining compensation. Workers' compensation laws differ from state to state. The Federal Employee Compensation Act applies to both federal and non-military employees. Aside from the compensation, the disabled employee or his dependents may receive two-thirds of his monthly income. The employee is not suing his employer under workers' compensation, but the workers' compensation insurance compensates him. The employer must pay the insurance premium.

 

What to do if you are injured as an employee?

•       Report the accident in writing to your employer or supervisor. 

•       Seek medical attention from the physicians recommended by your insurance company.

•       Fill out the claim form with all of the necessary information 

•       Seek the assistance of a construction accident attorney

You must file your claim within the time limits set by each state. Using drugs or alcohol while working may jeopardize your ability to receive compensation.

 

Are you a construction business owner?

As a responsible employer, you must collect injury information, investigate, and prepare a report. Collect information about the employee's medical and work history, prior claims, and insurance policies. Provide proper medical care to the employee and ensure the claim's credibility. It is necessary to assign the employee to light duty during his recuperation period.

 

Conclusion

Workers' compensation protects employees while also lowering the risks associated with the construction industry. Implementing safety equipment and monitoring systems, effective systems for reporting safety hazards, providing employee training, and adhering to OSHA guidelines will help prevent construction accidents.

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