1.Q&A如果我提前一天申請貸款，我可以趕上學費的支付期限嗎？
通過Zwap在線申請，您可以一站式完成從申請、審批、文件提交、協議簽署到資金劃轉的全流程。 如果您已提供所有所需的資料和文件，最早可以在同一天獲得批准，一旦申請獲得批准，您將通過快速支付系統收到貸款。
2.Q&A可以憑錄取通知書申請zwap的高校助學貸款嗎？ 貸款金額是多少？
是的。 你只需要你的學生證/錄取通知書、香港身份證、手機號碼和銀行賬戶就可以申請大專學生貸款(學生貸款免息)，視乎申請人的財務狀況及信用評分。
3.Q&A為什麼要選擇ZWAP?
無需證明文件無需親自出現，只需您的身份證、手機號碼和學生證即可在線申請高等教育學生貸款，申請比以往任何時候都容易！在線即時審批，快速支付系統 (FPS) 即時轉賬。貸款在獲得批准後立即通過 FPS 轉賬，大專生更容易申請貸款。靈活還款，還款期從 3 個月到 84 個月不等。客戶可以隨時追加還款，無需手續費或罰款，為您節省不必要的利息和時間。
4.誰適合使用這個平台？
不少學生第一次聽說來自校友的高等教育學生貸款，當過往學生分享他們從中學到大學的旅程和成長時，有一句話讓我印象深刻。生活的現實是殘酷的，在中學生活過著不愁衣食住行的生活，作為一名大學生才意識到，一切都圍繞著錢。你可能是一生中第一次被經濟困難所困擾，不知所措。Zwap的貸款為不少香港大學生在讀書期間提供了完美的出路。
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1. Q&A If I apply for a loan one day in advance, can I catch up with the tuition payment deadline?
Through Zwap online application, you can complete the whole process from application, approval, document submission, agreement signing to fund transfer in one stop. Approval can be done as early as the same day if you have provided all the required information and documents, and once your application is approved, you will receive the loan through the Expedited Payment System^.
2. Q&A Can I apply for zwap's college student loan with the admission letter? What is the loan amount?
Yes. All you need is your student ID/admission letter, Hong Kong ID card, mobile phone number and bank account to apply for tertiary student loans, depending on the applicant's financial situation and credit score.
3. Q&A Why choose ZWAP?
No need for supporting documents, no need to show up in person, just apply for higher education student loans online with just your ID, mobile number and student ID, it's easier than ever to apply! Online instant approval, Fast Payment System (FPS) instant transfer. Loans are transferred through FPS as soon as they are approved, making it easier for college students to apply for loans. Flexible repayment with repayment terms ranging from 3 months to 84 months. Customers can make additional repayments at any time without handling fees or penalties, saving you unnecessary interest and time.
4. Who is suitable to use this platform?
Many students are hearing about higher education student loans from alumni for the first time, and when past students shared their journey and growth from middle school to college, there was one sentence that stood out to me. The reality of life is cruel. I lived a life without worrying about food, clothing, housing and transportation in middle school. As a college student, I realized that everything revolves around money. For the first time in your life, you may be overwhelmed by financial difficulties and overwhelmed. Zwap's loan provides a perfect way out for many Hong Kong university students during their studies.
