無需證明文件無需親自出現，只需您的身份證、手機號碼和學生證即可在線申請高等教育學生貸款，申請比以往任何時候都容易！在線即時審批，快速支付系統 (FPS) 即時轉賬。貸款在獲得批准後立即通過 FPS 轉賬，大專生更容易申請貸款。靈活還款，還款期從 3 個月到 84 個月不等。客戶可以隨時追加還款，無需手續費或罰款，為您節省不必要的利息和時間。
1. Q&A If I apply for a loan one day in advance, can I catch up with the tuition payment deadline?
Through Zwap online application, you can complete the whole process from application, approval, document submission, agreement signing to fund transfer in one stop. Approval can be done as early as the same day if you have provided all the required information and documents, and once your application is approved, you will receive the loan through the Expedited Payment System^.
2. Q&A Can I apply for zwap's college student loan with the admission letter? What is the loan amount?
Yes. All you need is your student ID/admission letter, Hong Kong ID card, mobile phone number and bank account to apply for tertiary student loans, depending on the applicant's financial situation and credit score.
3. Q&A Why choose ZWAP?
No need for supporting documents, no need to show up in person, just apply for higher education student loans online with just your ID, mobile number and student ID, it's easier than ever to apply! Online instant approval, Fast Payment System (FPS) instant transfer. Loans are transferred through FPS as soon as they are approved, making it easier for college students to apply for loans. Flexible repayment with repayment terms ranging from 3 months to 84 months. Customers can make additional repayments at any time without handling fees or penalties, saving you unnecessary interest and time.
4. Who is suitable to use this platform?
Many students are hearing about higher education student loans from alumni for the first time, and when past students shared their journey and growth from middle school to college, there was one sentence that stood out to me. The reality of life is cruel. I lived a life without worrying about food, clothing, housing and transportation in middle school. As a college student, I realized that everything revolves around money. For the first time in your life, you may be overwhelmed by financial difficulties and overwhelmed. Zwap's loan provides a perfect way out for many Hong Kong university students during their studies.