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How to Get an Online Debit Card

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Sanya Singh
How to Get an Online Debit Card

Want to carry your bank account in your wallet? It is possible if you have a debit card—a popular form of cashless transaction. Debit cards are plastic cards that enable users to make payments anywhere without the hassle of carrying a load of cash or writing checks.

Major card brands like VISA, MasterCard and Rupay partner with financial institutions and allow account holders to make payments through their debit cards. Moreover, these also double as ATM cards, where you can easily withdraw cash from an ATM anytime, anywhere.

Looking to enter this world of convenience? Here’s how you can get yourself a debit card online.


How to Apply for a Debit Card Online?

In most cases, you do not need to apply for a debit card separately. You automatically get one when you open a savings account with any financial institution.

You can swipe, insert or use contactless pay at any card terminal or website to pay with your debit card. All debit card holders also get a personal identification number (PIN) as a security measure that verifies their identity during purchases and withdrawals.

If you do not have a debit card or wish to upgrade the existing one, you can follow the following steps.

Step 1: Visit the bank’s website to explore the debit cards offered by them.

Step 2: Check the eligibility criteria to ensure you qualify for a suitable debit card

Step 3: Click “Apply Now” to apply for a VISA debit card online.

Step 4: Fill in the details like name, address, contact information, and savings account details and submit your application.

Step 5: Once the application is processed, you will receive your debit card by post.

To make the debit card functional, you must set up the PIN. This process may vary from bank to bank. While some send the PIN in a separate post, others allow cardholders to set it up using a mobile app or website.


How to Apply for a New Debit Card in Case of Damage or Theft?

All cardholders must know the procedure to follow if their debit card is misplaced or stolen. First, you need to inform your bank to let them know what’s happened to your online VISA debit card. You can do this by calling the bank’s customer service or through their online portal.

The bank will either freeze the card until you find it or immediately deactivate it and send you a new one.


Final Take On Debit Cards

Debit Cards offer the convenience and flexibility required for daily purchasing activities. They also allow customers to track their spending using several online facilities.

Several top banks offer convenient debit card options for you. You can compare the benefits of each card and choose the one that suits your daily requirements. And you can do all this online, from the comfort of your own house.

So, apply for a debit card immediately and unlock the experience of quick and easy transactions.

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