Can You Have an NDIS Plan and Home Care Service at the Same Time?

The Australian Government provides various types of care for the elderly, including the Home Care Package (HCP) and the National Disability Insurance Scheme (NDIS). These programs support elders and impaired individuals of all ages, primarily those under 65. However, many Australian families are curious about whether it’s possible to have both an HCP and NDIS!

In this post, we will explore the main distinctions between NDIS and home care in Ipswich.

Can you have a home care package and NDIS?

It is possible to apply for both an HCP and NDIS at the same time, though the eligibility criteria are based on age. Individuals aged 65 are eligible for an HCP but not the NDIS. Conversely, those under 65 with permanent impairment qualify for the NDIS. For seniors who wish to maintain their independence, an HCP is a viable option! For your impaired individuals, the NDIS should be their primary focus, with in-home care in Ipswich only as a last report.

What is NDIS?

The NDIS is a program launched by the Australian government to offer aid and services to impaired and older individuals. Its aim is to empower participants to reach their objectives and engage in social and economic activities. Through the NDIS, those who qualify get financial assistance for services and support tailored to their needs. 

What is Home Care Service Offering HCP?

Home care encompasses various services aimed at enabling people, especially the elderly and impaired individuals, to live independently at home. These services can involve help with daily tasks like personal hygiene, cleaning, preparing meals and getting around. Home care allows individuals to access the necessary support while remaining in the familiar surroundings of their own homes.

What Sets HCPs Apart from the NDIS?

Both Home Care Packages and the NDIS are government-supported services, yet they serve distinct populations. 

HCPs are designed for seniors who need assistance with everyday activities, enabling them to age in place. On the other hand, the NDIS is for people of all ages with impairment, aiming to improve their independence. 

The eligibility criteria also differ. Packages of home care near Ipswich are available to those 65 and older, while the NDIS is open to those under 65. 

The way in which funding is provided also varies. The NDIS directly funds individuals like an insurance policy, whereas HCPs are paid to providers. 

The application processes are different. HCP requires an income assessment, whereas the NDIS does not consider a person's financial situation.

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