Katadata.co.id - One of the components to watch out for government is an investment that may miss the mark far from the target.
In addition to investment, Sri Mulyani also observe the performance of export and import.
(Read: Prabowo Ready to Help Jokowi to Realize Economic Growth in the Top 10%)
In addition, consumption is expected to sustain growth due to the consumer confidence index is strong enough.
As an illustration, the Central Statistics Agency (BPS) earlier noted the economic growth in the second quarter of 2019 reached 5.05% (yoy), decelerating compared to the same period in the previous year amounted to 5,27%.
While exports contracted by 1.81 percent, inversely proportional compared to the II quarter of 2018, which is still growing of 7.65%.
Beliau berani mengeluarkan berbagai paket kebijakan yang tidak untuk menderegulasi dan meningkatkan potensi pertumbuhan ekonomi di Indonesia.
Ini yang dikenal sebagai Gebrakan Sumarlin II yang mau turut menahan inflasi dan menjaga momentum pertumbuhan ekonomi," ucap Sri Mulyani.Selain menjadi menteri keuangan pada tahun 1988-1993, JB Sumarlin juga pernah menjadi Menteri Perencanaan Pembangunan Nasional/Ketua Bappenas pada 1983-1998 dan Menteri pendidikan ad Interim pada 1985.
Ia juga pernah menjabat sebagai Ketua Badan Pemeriksa Keuangan pada 1993 hingga 1998.Pria kelahiran Blitar tahun 1932 ini juga merupakan seorang politikus dan pernah menjabat sebagai Ketua Majelis Permusyawaratan Rakyat pada 1972-1978.
Memulai karier sebagai asisten dosen Fakultas Ekonomi Universitas Indonesia (UI) pada 1957, JB sumarlin juga menghabiskan sisa usianya sebagai Guru besar di kampus asalnya tersebut sejak 2008 hingga menutup usia.Artikel ini telah tayang di Katadata.co.id dengan judul "Sri Mulyani Kenang JB Sumarlin: Rela Menyamar demi Ungkap Korupsi" , https://katadata.co.id/berita/2020/02/10/sri-mulyani-kenang-jb-sumarlin-rela-menyamar-demi-ungkap-korupsiPenulis: AgustiyantiEditor: Agustiyanti
Maximize Market Research's latest report, " Global Stevia Market Global Demand Analysis and Opportunity Outlook 2027", offers a comprehensive analysis of the market.
It provides market segments by type and shape, as well as end-user industries and regions.Global Stevia Market, which was valued US$ 488.80 Mn in 2019 and is expected to reach US$ 980.50 Mn by 2027, at a CAGR of 8.04 % during a forecast period.Global Stevia Market Overview The Asia-Pacific market is expected to lead the global stevia market.
The country China dominates the stevia market since it is the major exporter of stevia and has an increasing demand for the food & beverages industry in emerging markets.
Additionally, stevia has an extensive acceptance in some of the countries like Japan and South Korea.
Get a Sample PDF of the Report at : Request Free Sample Report Global Stevia Market Major Market Players• Cargill• Ingredion Incorporated• Tate & Lyle PLC• Purecircle Limited• GLG Life Tech Corporation• Archer Daniels Midland Company• Sunwin Stevia International, Inc.• S Seed Company• Pyure Brands LLC• Morita Kagakau Kogyo Co. Ltd.• Zhucheng Haotian Pharm Co. Ltd• Evolva Holding SA• Jining Aoxing Stevia Products Co., Ltd.• Sweet Green Fields LLC• Purevia• Bio sweet Ventures• Stevia First Corporation• Stevia Biotech Pvt.
Ltd.• Van Wankum Ingrediens• Morita Kagaku Kogyo Co., Ltd.• Real Stevia CompanyThe Market Impact of COVID-19The COVID-19 epidemic has quickly spreaded since its inception in Wuhan (China), in December 2019.All around the globe.
Maximize Market Research's latest report, " Global Private LTE Market Global Demand Analysis and Opportunity Outlook 2027", offers a comprehensive analysis of the market.
It provides market segments by type and shape, as well as end-user industries and regions.Global Private LTE Market was worth US$ 4 Bn.
in 2027.Global Private LTE Market Overview Private LTE technology is a sort of long-term evolution that is similar to the technology used in 5G networks.
It transmits data to devices such as smartphones, routers, and gateways in the same manner that 5G base stations, LTE networks, and radio access networks (RAN) do.
Get a Sample PDF of the Report at : Request Free Sample Report Global Private LTE Market Major Market Players• Ambra Solutions• Arris International• Athonet• Cisco• Comba• Druid Software• Ericsson• Future Technologies• General Dynamics• Huawei• Lemko• Luminate Wireless• Mavenir• NEC• Netnumber• Nokia• Pdvwireless• Quortus• Redline Communications• Samsung• Sierra Wireless• Star Solutions• Ursys• Verizon• ZinwaveThe Market Impact of COVID-19The COVID-19 epidemic has quickly spreaded since its inception in Wuhan (China), in December 2019.All around the globe.
This outbreak has severely affected the global food and beverage industries.This includes office closures, cancellations of technology events, and supply chain disruptions.
Maximize Market Research's latest report, " Global Fish Oil Market Global Demand Analysis and Opportunity Outlook 2027", offers a comprehensive analysis of the market.
It provides market segments by type and shape, as well as end-user industries and regions.Global Fish Oil Market was valued at US$ 2.7 Bn in 2019 and is expected to reach US$ 4.27 Bn by 2026, at a CAGR of 5.9% during a forecast period.Global Fish Oil Market Overview Based on the source type, the anchovy segment is expected to lead the market growth during the forecast period owing to the rising popularity of anchovy as supplementary food across the globe.
Anchovy helps to improve the health of the heart and brain which is boosting the fish oil market.
Get a Sample PDF of the Report at : Request Free Sample Report Global Fish Oil Market Major Market Players• FF Skagen A/S• FMC Corporation• Marvesa Holding N.V.• Colpex international• Copeinca AS• Corpesca SA• American Marine Ingredients• Croda Inc• EPAX AS• Omega Protein Corporation• Pesquera Diamante S.A• Pesquera Exalmar• TASA• TripleNine• GC Rieber OilsThe Market Impact of COVID-19The COVID-19 epidemic has quickly spreaded since its inception in Wuhan (China), in December 2019.All around the globe.
This outbreak has severely affected the global food and beverage industries.This includes office closures, cancellations of technology events, and supply chain disruptions.
China is the world's largest manufacturing country and has the largest number of raw material suppliers.
About Mortgage Payment StructureA long-term loan that is designed to help you buy a house is termed a mortgage, here along with paying your principal, interest payment needs to be done to the lender.
The home and land around it serve as collateral.The mortgage payment structure consists of your principal and interest payments.A borrower is required to take out private mortgage insurance, which increases your monthly payment if he makes a down payment of less than 20%.Some mortgage repayments include real estate or property taxes.In the early part of the mortgage more interest is paid by the borrower, compared to the latter part of the loanMortgage PaymentsThe amount of money you borrow (size) and the length of time (term) you have to pay it back are the main factors that determine your monthly mortgage payments.
If your term is longer, then your monthly payment will be lower.Which is the reason the 30-year mortgages are the most popular.If you identify the size of the loan you need for your new home, then a mortgage calculator is an easy way to compare mortgage types and various lenders.What is included in a mortgage payment?For calculating a mortgage payment four factors play a major role, these are what form a mortgage payment structure principal, interest, taxes, and insurance (PITI).Let us take an example of a $100,000 mortgage to understand each of the mortgage payment structures.1 — PrincipalEach mortgage payment has a portion that is dedicated to repayment of the principal balance.The structure of the loans is in a way that the principal amount to the borrower starts out low and increases with each mortgage payment.The initial payments of the first few years apply more to interest than principle, whereas in the final years of the payment it reverses that scenario.For a $100,000 mortgage, the principal is $100,000.2 — InterestThe lender’s recompense for taking a risk and loaning you money is called interest.
Depending on the size of a mortgage payment the interest rate on a mortgage has a direct impact, which means Higher interest rates result in higher mortgage payments.When the interest rates are higher, it generally reduces the amount of money you can borrow, and with lower interest rates your borrowing capacity increase.If the interest rate is 6% on our $100,000 mortgage, then the combined monthly payment of principal and interest on a 30-year mortgage would be about $599.55 with $500 in interest and principal being $99.55.With a 9% interest rate, the same loan will lead to a monthly payment of $804.62.3 — TaxesGovernment agencies assess the real estate or property taxes and use them to fund public services like the schools, police forces, and fire departments.The government calculates these taxes on an annual basis, but when you can pay these taxes, it is your monthly payment.The due amount is divided by the total number of monthly mortgage payments of a year.These payments are collected by the lender and held in escrow until the taxes have to be paid.4 — InsuranceInsurance payments also like the real-estate taxes are made with each mortgage payment and held in escrow until the bill is due.There are two types of insurance coverage that are included in a mortgage payment.One type of insurance is property insurance, which protects the home and its contents from fire, theft, and other disasters.The other insurance is mandatory for people who pay a down payment of less than 20% of the cost of the home which is called PMI.The PMI protects the lender by minimizing the default risk on the loan.
Once the borrower has at least 20% equity in the home the PMI coverage can be dropped off.Many people opt for mortgages that exclude taxes or insurance as part of the monthly payment, even though principal, interest, taxes, and insurance are part of the mortgage payment structure.This type of loan has a lower monthly payment, but the taxes and insurance must be paid on your own.The Amortization scheduleThis provides a detailed picture of what portion of each mortgage payment goes towards which component of PITI.In our example of a 30-year mortgage and $100,000 loan amount, the amortization schedule has 360 payments.Each monthly payment will be $599.55 for the borrower but the amount dedicated to principal and interest will change.The rate at which you gain equity in your home at the start of your mortgage is much slower.Hence if you make extra principal payments it can be well, provided you don’t incur a prepayment penalty.When you pay extra towards principal it reduces your principal and in turn, reduces the interest due on each future payment.ConclusionIn the process of buying a house, the mortgage plays an important role.When you take on a mortgage, it’s important for you to understand the mortgage payment structure, which not only covers the principal but also interest, taxes, and insurance.It gives you a clear picture of how long will it take to pay off your mortgage and, how expensive will it be to finance your home purchase.https://www.compareclosing.com/blog/about-mortgage-payment-structure/
Maximize Market Research's latest report, " Global Data Broker Market Global Demand Analysis and Opportunity Outlook 2027", offers a comprehensive analysis of the market.
It provides market segments by type and shape, as well as end-user industries and regions.Global Data Broker Market was worth US$ 246.09 Bn in 2020 and total revenue is expected to grow at a rate of 4.3 % CAGR from 2021 to 2027, reaching almost US$ 365.17 Bn in 2027.Global Data Broker Market OverviewA data broker is a service that collects data from various sources, processes it to enrich, cleanse, or analyse it, and then licences it to other companies.
Data brokers can also license another company's data directly, or process another organization's data to offer them with enhanced results.
Capital• PeekYou• Tower Data• Alibaba• Bloomberg• Datasift• FICO• RELX• Moody’s• Thomson Reuters• Wolters Kluver• Ignite Technologies• HG Data• IBM• Morningstar• Qlik• IHS MarkitThe Market Impact of COVID-19The COVID-19 epidemic has quickly spreaded since its inception in Wuhan (China), in December 2019.All around the globe.
This outbreak has severely affected the global food and beverage industries.This includes office closures, cancellations of technology events, and supply chain disruptions.
China is the world's largest manufacturing country and has the largest number of raw material suppliers.
