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How to Choose Best Payment Gateway in India?

John Deo
How to Choose Best Payment Gateway in India?


Ecommerce business resembles a pixie guardian for Indian retailers. It has opened a totally different universe of customers, helping little vendors and new companies get away from the constraints of geology. Today, even an entrepreneur or business person in a distant corner of India can become showbiz royalty and win customers from the nation over and even abroad, because of e-commerce selling.

Yet, before you transform your e-commerce dreams into the truth, there's a significant obstacle to cross. You need a dependable and secure payment gateway (PG) that makes it simple for customers to pay utilizing their favored online payment mode.


A few years back, setting up a PG in India was a troublesome task. It included broad documentation, long confirmation, steep arrangement charges, specialized expertise, and the sky is the limit from there.

Quick forward to now – liberating up a PG is a bother and dealers have in excess of twelve decisions to browse. This brings up another issue - how would you locate the best PG among the alternatives accessible?

Interesting points prior to setting up a payment gateway

  • Payment gateway cost (Setup fee, TDR, Annual free, transaction fee and many more)
  • Mobile application compatibility
  • Time to setup everything
  • Multiple Payment options (Credit card, Debit Card, Net banking, Mobile Wallets, UPI)
  • User Interface of the gateway
  • Customer care support

Types of Payment Gateway

There are basically four types of payment gateways available in India which is as follows:

  • Hosted payment gateway
  • Self-hosted payment gateway
  • API hosted payment gateway
  • Local bank integration payment gateway

PayG - One Platform Unlimited Solutions

PayG is one of the best payment gateways that you can integrate with your business website or mobile application for seamless and secure transactions.

It used to incorporate a lot of documentation, check, colossal arrangement feeds and particular aptitude to make it work. Regardless, as of now, it has gotten easy to set up a PG for selling your things in India.

PayG can be a decent decision for your online/offline business and is planned in that manner so that both (merchant & customer) effectively sees how to make payment and how to do online transaction.

Salient Features of PayG:

  • Zero setup cost
  • Hassle-free on boarding
  • Invoice generation
  • Easy to configure
  • Low transaction fee
  • Recurring billing facility
  • Payment Link facility
  • Website integration
  • Auto collection of payment
  • Instant refund
  • Fraud checking
  • High security

The most effective method to choose the Best Payment Gateway in India:

  • Integration Process:

As an entrepreneur, your emphasis ought to be on business; not on integration process. In the event that a specific payment gateway sets aside a lot of effort for joining, you ought to stay away from and pick the one which sets aside less effort for integration.

  • Bank Settlement Time:

At whatever point you look for payment gateway, ensure you check the settlement time. There are some PG’s that take 5-6 days for settlement. But the settlement time should be less than three days.

  • Responsiveness

Versatile customers have been expanding quickly and if the payment gateway isn't portable cordial, the odds of losing customers are incredibly high. Guarantee you pick an PG that is quick responsive.


Security and Safety features

The payment gateway ought to have safe climate while making payment. Internet business goliath like Amazon India and Flipkart consistently centre on giving the best shopping experience. That is the reason security is basic. You ought to pick a payment gateway that offers stunning security for your customers.

  • 24*7 Customer Support:

Great customer care is basic to have. On the off chance that you discover any issue with the administration, there should be a speedy critical thinking approach of a payment gateway supplier.


Let Your Customers Pay Faster

PayG is making it simple and dependable for any size and sort of organization to gather online payments with different mainstream online payment alternatives in a safe and made sure about manner. May it be an enlisted or non-enrolled, online sites/applications just as disconnected shops, little or huge endeavors, and so on, they can get the online payment gateway rapidly with PayG

With the use of the most recent innovation just as the framework, it’s easy to use interface and least rates administrations have been making it productive and practical for the organizations to exchange. It tends to be coordinated into the sites or applications of the apparent multitude of significant stages or even be utilized without a site with its payment links and payment buttons.

John Deo
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