One Time Investment - A sound investment plan ensures your future financial freedom. Insurance-cum-investment plans provide the benefits of wealth creation and the protection of a life cover.
It can be evidently observed that MF has clearly outperformed ULIP returns in most of the categories.
For 5 year period, Mutual Funds have provided better returns in every category as compared to ULIPs.
There is a marginal difference in returns in the large cap category in both the durations with ULIPs trailing MFs but providing better returns for 10-year period.
Investing for a longer duration such as 10 years, the returns earned in a ULIP scheme is very close to those earned by investing in mutual fund scheme.
Also we should never forget the basic rule which says never mix insurance with investment as both these serves different purposes.
Mutual Funds are subject to market risks please read the offer document carefully before investing.