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These requirements are in order to convince the money lender and increase your chances of securing the loan deal.
This is because every legal money lender is really looking out for security on the loans they give, and these requirements ascertains this.Some of them include:CreditSome people have outstanding credit and some people have challenges with this due to situations like late pays.
You know, bad things happen to good people all the time, and sometimes that's the reason for a low credit score.
But the lender doesn’t really care about this, and they are going to say “if this guy can't pay a $25 a month credit card, why are we going to lend him $300,000?IncomeNext thing a local hard money lenders office needs to know before qualifying you for the loan deal is your income.
This goes hand in hand with Job stability.
But if you change jobs every three months, well that job stability isn't there.Debt Not only do they want to see your credit, but on the credit report is a list of debts.
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