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The buy now, pay later (BNPL) sector has revolutionized the global retail sector.
With millions of consumers and hundreds of thousands of merchants globally joining the BNPL bandwagon, the flexible payment option has helped consumers manage their finances in times of financial uncertainty caused by the global pandemic.
Notably, higher purchasing power and easier access to credit have helped BNPL providers to lure customers in utilizing the payment method.The exponential rise in the adoption of BNPL by consumers has even attracted legacy payment providers such as the Commonwealth Bank of Australia (CBA) to launch a deferred payment service for its retail partners.
However, Australia and New Zealand Banking Group (ANZ), one of the four largest banks in Australia, is not particularly keen on the growing craze of BNPL flexible payment solutions.
According to ANZ, a massive disruption looms in banking, and the likes of Afterpay and Zip have a place in the market, but there is a role for credit cards in the future.ANZ promoting buy now, save now instead of buy now, pay laterIn July 2021, ANZ entered into a strategic partnership with ASX-listed Cashrewards to boost cashback payments to customers.
Under the strategic collaboration, ANZ will enable its 4.7 million customers to earn cashback payments while shopping at more than 1,700 retail partners, including Adidas, Apple, The Iconic, and Dan Murphy's.Cashrewards users earn a percentage of what they spend when shopping.







