Home warranties and home insurance are two types of protection for homeowners, especially those that own expensive appliances like refrigerators, washing machines, dishwashers, and computers. Without these guarantees, homeowners will have to pay for repairs and replacements on their own.
In exchange for the warranties, however, insurers require homeowners to pay for certain repairs or replacements. Home warranties and home insurance are usually sold together, while there are instances where they are sold separately.
Home warranties cover the expenses for repair or replacement of the property covered by the warranty, including labor and materials used in the repairs or replacements. This means that a home warranty vs. home insurance comparison should provide a cost-benefit analysis of purchasing both kinds of insurance policies.
Insurance cover repairs and replacements while home warranties cover only repairs
Home warranties also include accidental damage coverage, which covers homeowners against the costs incurred due to damage not caused by tenants, visitors, or wild animals. Home warranties and home insurance typically differ on coverage of a number of items, including fixtures, electronics, plumbing, appliances, furniture, and some cars.
Home insurance policies typically provide coverage for a portion of the cost incurred in repairing or replacing a home appliance, which is why home warranty vs. home insurance comparisons should also provide a cost-benefit analysis of buying both kinds of insurance policies. When purchasing appliances, homeowners can often purchase a one-year home warranty from their appliances manufacturer, covering repairs and replacements for one year.
Some manufacturers offer longer warranties, up to 10 years, as well as rental guarantee plans that cover a portion of the cost for the appliance while it is rented out. Some manufacturers provide free replacements or money-back guarantees, which can make home warranty comparisons all the more relevant.
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IMEI - Asosiasi penyelenggara Jasa Telekomunikasi Indonesia (ATSI) said it will wait for the technical rules that are more detailed related to the implementation of rule block number international mobile equipment identity (IMEI) of the three relevant ministries.
The rules of the IMEI has been signed by the ministry of Industry, Ministry of Communications and Information technology, and the Ministry of Commerce on 18 October 2019.
Arief confirmed that basically ATSI support the implementation of the rules of the IMEI because to nourish the industry and there are the interests of the state in an effort to reduce the smuggling of mobile phones illegal (blackmarket).
"After the technical operations, we will follow (the government)," he said.
Because the decision of the minister that the high-level, later arranged technically where the yes (approved) and no," said Arief.
Previously, ATSI predict the investment costs to be incurred in building the system for blocking the IMEI of Rp 200 billion per operator.
