Impacts of Choosing Employee Insurance Plans

Term insurance is a type of life insurance that provides coverage for a specific period of time or years.

This type of life insurance provides financial protection to the nominee in case policyholder dies during the policy term.

Term Insurance plans provide high life cover at lower premiums.

For eg: Premium for ₹ 1 Cr Term Insurance cover could be as low as ₹ 490** p.m.

These fixed premiums can be paid at once or at regular intervals for the entire policy term or for a limited period.

Premium amount varies basis the type of the premium payment method opted by the buyer.

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Whether you’re a business owner or an employee, many employees and organizations consider health insurance as the primary coverage option along with dental insurance and vision insurance.

However, many may wonder is it necessary to have vision and dental insurance coverage especially if they are not yet having a vision or dental problems.

Bad oral health can have the negative impact on people’s quality of life.

So, it is essential for every individual to have dental and vision insurance along with health insurance.Unfortunately, some employers skip vision and dental insurance, which helps to keep their employees healthier and longer.

Getting eye exams and buying eyeglasses and braces can be expensive and cost is the main reason many people ignore their vision and dental checkups.

But with dental and vision insurance can help you with that.. As we age, having a good vision is a great idea and the longer we can maintain our eyesight, the better we can live.

There are many insurance companies in the market, with each offering a wide range of policies to choose from.

It is undoubtedly a big task to select the best term plan from this extensive list, but you must invest time and effort in the search as it guarantees peace of mind for you and a stress-free future for your family.

Here is the list of 11 best term insurance plans in India in 2021 you can choose from.

Check term insurance plan features, eligibility criteria & claim settlement ratio of insurance companies.