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Numerous Pros of Having Arogya Sanjeevani Policy

Numerous Pros of Having Arogya Sanjeevani Policy

To achieve financial stability in your medical health, it is a wise option to get yourself health insurance. During the pandemic, the number of people who have taken health insurance has increased dramatically. To meet the heavy growing demand, many companies that provide health insurance have launched Arogya Sanjeevani Policy. This policy covers you and your entire family with quite low premiums along with some other attractive features.


Pre-covid the ratio of health insurance cover was low in India because of two major reasons. The first reason is unaffordable premiums and the second one is the complexity of coverage. These problems encouraged the Insurance Regulatory and Development Authority of India (IRDAI) to design an insurance cover with simple guidelines along with low premiums. Unlike many other Insurance covers, it does not cover any complicated terms.


If you are planning to get the Arogya Sanjeevani policy, you must know the pros of this policy. Because this policy is launched at a very crucial time, many people are running to buy it. But before buying this policy, you must also cross-check the facts as many rumors are also prevailing.


Let us have a look at the advantages of this Arogya Sanjeevani Policy:


  • Clarity:

This policy has uniform coverage along with standard features. It is also available on both individuals as well as floater basis. With such crystal clear terms, you will never have to face any complaint while making claims.


  • Affordable:

While buying the policy, affordability is a very important factor that everyone should consider. The premium of the policy just starts from 7 Rs per day. Therefore, it is a very good priced policy that makes healthcare accessible for all. This affordability has been able to increase the numbers too.

  • No claim bonus :

One of the best things is that if you don't make any claim for one year, you will get a 5% bonus. For every upcoming year, you can renew your policy but no discount bonus will be given to you. It can give you a 50 % discount on premiums.


  • Flexibility:

The thing which makes this policy interesting is affordable premiums and flexible installments. The very basic plan of this policy is valid for one year. After this, you can opt to renew the plan for next year.


On looking at the benefits of the Arogya Sanjeevani policy, it seems that it is a good investment. Its value is very immense considering the low premium plans.

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