logo
logo
Sign in

Axis Bank My Zone Credit Card vs NEO Credit Card

avatar
Kirti Bhargav
Axis Bank My Zone Credit Card vs NEO Credit Card

Looking for an entry-level credit card from the Axis Bank? Then you have reached the right page. We have covered Axis Bank My Zone Credit Card vs Neo Credit Card today in this article. Both of them are pretty much affordable and good for building a credit score. You can apply for an Axis Bank credit card online as well as offline. Here are the key features and benefits of these two credit cards that you must know before you apply them. Keep reading to kick start your research.


Axis Bank My Zone Credit Card

This is an entry-level credit card best suited for shopping and travel. Axis Bank My Zone credit card is worth the consideration for beginning your credit journey. Here are the key highlights of this credit card:

Joining Fee: Rs. 500

Renewal Fee: Rs. 500

Features & Benefits:

  • The credit cardholder gets a complimentary SonyLiv Premium annual subscription worth Rs. 999 as a welcome benefit.
  • Earn 4 Edge points for every Rs. 200 spent with the card except on movies, fuel, and EMI transactions.
  • Get 1 complimentary domestic airport lounge access every quarter.
  • Buy One Get One offer on movie tickets when booked from Paytm.
  • Save up to 20% off at partner restaurants with Dining Delights.
  • Get a 1% fuel surcharge waiver on fuel transactions between Rs. 400 - Rs. 4,000 at all fuel stations.


Axis Bank Neo Credit Card

This credit card is ideal for shopping. You get to earn rewards and cashback on the Axis Bank Neo Credit Card. You get to enjoy offers and discounts on movies and dining as well with this credit card. Here are the key highlights of this credit card:

Joining Fee: Rs. 250

Renewal Fee: Rs. 250

Features & Benefits:

  • Get a complimentary subscription to various partner brands like Zomato, Grofers, etc., and an Amazon gift voucher worth Rs. 250 as a welcome offer with this card.
  • Earn 1 Edge reward point on every Rs. 200 spent on this card except on fuel transactions, EMI transactions, wallet reloads, etc.
  • Get 1% cashback on utility bill payments, and mobile/DTH recharge via Paytm App.
  • Get 10% off on booking movie tickets on BookMyShow.
  • Get 15% off on dining at partner restaurants.
  • Get a 1% fuel surcharge waiver on fuel transactions between Rs, 400 -Rs. 4,000.


Bottom Line:

To summarise, both credit cards are pocket-friendly and anyone with a low income can apply for this credit card. It will help you in building a good credit history. Remember that before you apply for a credit card you need to identify your needs and spending habits so that you can choose the right credit card that matches them. Having the right credit card won't do the work you need to adhere to the timely repayment cycles and maintain a low credit utilization ratio. From the above comparison, we can say that the Axis Neo credit card is better than the Axis Bank My Zone credit card in terms of reward rate.


Additional Reading - Benefits of axis bank credit cards

collect
0
avatar
Kirti Bhargav
guide
Zupyak is the world’s largest content marketing community, with over 400 000 members and 3 million articles. Explore and get your content discovered.
Read more