Employment Practices Liability Insurance protects a business and its employees from claims of actual or claimed discrimination, wrongful termination, sexual harassment, and other employment-related allegations brought by current, former, or potential employees.
Racial Discrimination - After realizing that they had all been denied employment solely because of their race and ethnic background, a group of Indian ancestry applicants sued a private retail company for ethnic and racial discrimination. Over $200,000 was spent on the defense and settlement.
Discrimination based on disability - An employee took medical leave to recover from an illness. When he was ready to return to work, the insured informed him that his position had been filled and that he was no longer employed. He sued for lost pay, mental hardship, and a breach of disability discrimination laws. The total cost of the defense and settlement was more than $100,000.
Risk managers, human resources professionals, and other upper-level management can access an online collection of papers that includes management briefs on a variety of workplace-related themes. Guidelines for Best Practices Knowledge Base: a searchable database of real-world workplace scenarios that provide insight into how to effectively manage workplace risks and exposures.
Self-Examinations: assessments to help you measure your company's risk exposure and provide training to strengthen your defenses. Model Employment Handbook Model Policies and Forms for the Workplace Hundreds of useful workplace-related websites are linked. Electronic connectivity to the Communication Center.
Innovative Insurance assists people and Insurance Consultants in South Florida with all forms of insurance, including general liability, workers compensation, house, and auto insurance. For more information call on (954) 340-9551.
