
Homeowner's insurance coverage does not cover flooding. Unfortunately, while you may believe that flood insurance may be added to your homeowner's policy as an endorsement, this is not the case. Flood insurance must be acquired separately from a firm that is a member of the National Flood Insurance Program (NFIP). The private insurance business and the Federal Emergency Management Agency have formed a relationship (FEMA).
Contact your homeowner's insurance agent for assistance in purchasing flood insurance in Fort Lauderdale and other areas in Florida. Often, the agent will be able to tailor a flood insurance coverage to your specific requirements. You'll also save money if you get both your homeowner's and flood insurance from the same carrier.
Call the NFIP Telephone Response Center at 1-888-CALL FLOOD, extension 45, if we at John Galt Insurance are unable to supply you with flood insurance coverage. For further information, call 954-440-2870.




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The Federal Emergency Management Agency (FEMA) reports that almost 40 to 60 percent of small businesses fail to reopen after a disaster hits.
Not taking the steps to prepare ahead could mean losses in profits, disrupted business operations, and costly repair work.Fortunately, there are some things that you can do to keep property damage to a minimum during unforeseen natural disasters in Southwest Florida.
Armstrong Water Mold Cleanup & Restorations has compiled some tips to help your business survive.
Make sure that your employees and staff understand it in detail.
DURING THE STORMStay tuned to the latest updates from the proper authorities to ensure that you are aware of the storm's status, the latest weather conditions, and warnings or signals issued to your area.Safety must be your priority during a storm.
Make sure that you and your family are safe and think about your business later.Focus on the emergency plan you've done beforehand and make any adjustments based on the situation you're in.

In recent years, almost everyone has seen the damage and chaos caused by hurricane wind, excessive rainfall and access of storm waters. Maybe this is the reason why most experts including Randon James Morris, recommend every individual to consider Flood Insurance Policy.
Let’s explore a few major reasons to consider flood insurance policy.
