Cash App direct deposits can be late occasionally for several reasons.
Here are reasons Cash App direct deposit is late:
Additional Processing Time – If you make a deposit to a bank account, Cash App will transfer the money to your checking or savings account. Due to ACH, which can take several days to settle, Cash App may take a few days to deliver.
Technical or Server Issues – Cash App servers may be down due to a high number of users. However, if the processing time takes longer than five days, we recommend contacting Cash App customer support.
Bank Issues – Your bank might have deemed you suspicious or other factors holding your money. For example, they may think someone hacked your Cash App account and failed to send the funds for your protection. Either call or visit your bank to verify the transaction. See our guides on banks open on Sunday, Saturday, and late nearby.
Why is Cash App Direct Deposit Not Showing Up?
Cash App direct deposits are generally available as soon as they are received, up to two days sooner than traditional bank deposits. When funds are sent, they’re typically available within one to five business days.
Reasons why a direct deposit on Cash App is not showing up:
· Notified Issues on the Status page of your Cash App account. For example, you may see a Cash App can’t link card at this time error.
· Update to the latest Cash App mobile app version.
· You haven’t activated fund transfer or related features.
· Haven’t completed Cash App verification process to unlock your account limits and features.
· Your specific debit card won’t accept the instant deposit.
Keep in mind that some debit cards cannot accept instant deposits. However, the card will be reimbursed for any charges, and the deposit will appear within three to four business days.
You can also use Instant Transfer of funds for immediate transfer, but you’ll be charged 1.5% of the amount.
See our guide on fixing Cash App says pending payment will deposit shortly.
What’s the Cash App Direct Deposit Limit?
The Cash App direct deposit limit is up to $25,000 per transaction and $50,000 daily. However, your first deposit may take longer to clear, depending on your employer.
Cash App has a direct deposit fee of $0.25 per deposit. Regular deposits arrive within one to three business days and are free. However, instant deposits have a 1.5% fee, but the funds are available almost immediately. The fee is applied to the processing and payment of your transactions.
