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Home Loans Iowa

Home Loans Iowa

First State Bank is the premier destination for home loans in Iowa. We understand that securing the right loan is crucial for homeownership. Our expert team offers tailored solutions with competitive rates and personalized service. Whether buying your first home or refinancing, trust us to make your dreams a reality. https://www.fsbwc.com/personal-banking/personal-loans/mortgage-loans

Home Mortgage Loans

The mortgage lenders at First State Bank can offer an array of mortgage lending services, without the headaches that come with working with larger mortgage companies. Our experienced lenders will find the right mortgage for you and your family whether you are first-time home buyers or making plans to build your dream home, First State Bank can help!

Mortgage Programs

  • First Time Home Buyer
  • Conventional, VA, FHA, and FMHA Loans
  • Lot Loans and Construction Loans
  • Home Equity Loans and Home Equity Lines of Credit

Home Equity Line of Credit (HELOC) is a revolving line of credit with a variable interest rate secured by the equity in your home. 

Home Equity Loan is a non-revolving loan with a fixed interest rate secured by the equity in your home. A Home Equity Loan is a great option for homeowners who want to finance a one-time expense with a fixed interest rate and predictable payoff schedule.

Our Home Equity Line of Credit and Home Equity Loans are convenient and flexible ways to use the equity you have in your home to get the things you want. You can use the equity in your home to:

  • Manage or consolidate bills
  • Pay for education expenses 
  • Make home improvements (remodel or renovate)
  • Fund your dream vacation
  • Purchase a new car


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