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But with all the jargon thrown around, it can be difficult to grasp what the insurance companies are saying.
This ends up leaving you with more questions than answers.
flight delays, missing or delayed baggage) but it is also necessary in case of medical emergencies.If I travel outside my host country, will I still be covered under my student travel insurance?Depending on the student travel insurance purchased, there will be conditions and limits regarding this clause.Oyster student travel insurance does cover for travel outside the host country.
The wording states that they “[cover] multiple trips undertaken by [the insured] whilst studying abroad during the [stated period] where [they] depart from [their] Overseas Residence for a holiday”.Am I covered by insurance if I am under the influence of alcohol or drugs?The most general answer is that no, you will not be covered by insurance if you’re under the influence of alcohol or drugs.
However, every claim is reviewed on a case by case basis and in these situations, the insurer will look at the cause of the incident to determine if they want to accept your claim.Does my insurance cover adventurous activity like skydiving and bungee jumping?
In fact, it’s a general exclusion and you participate in these activities at your own peril.However, Oyster student insurance has an add on called “Adventurous Activity Cover” which ensures that the insurance policy is extended to activities such as bungee jumping, sky diving, paragliding, helicopter rides for sightseeing, hot air ballooning, jet skiing, mountaineering (below 3,000m above sea level), skiing or snowboarding, canoeing or white water rafting and underwater activities (max.
