Everything You Need To Know About Electronic Payment System

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The increased popularity of online and mobile banking and e-commerce applications made us see peer-to-peer payments as an essential part of the technology landscape we live in.

Traditionally peer-to-peer payments required writing a check or walking to the nearest ATM, but as of today P2P applications are leading us to a more “walletless” economy than ever before.There is a growing trend for commerce to evolve beyond person-to-market to person-to-person exchange.

In terms of peer-to-peer payments Paypal has dominated the market for the last decade, but now other companies are finally starting to catch up.

According to Business insider, volume of mobile peer-to-peer transactions could reach $86 billion in the US within the next two years.What are peer-to-peer payment apps?The P2P service is sort of like a middleman: peer-to-peer payment services help people transfer funds from their bank account to another person’s account or card using software applications.Peer-to-peer apps are especially popular with younger users who are more tech-savyy and less worried about potential danger of sharing their financial information with a third-party software product.There is a number of mobile applications that people use when they want to send money to each other outside of the established business context - for example, when you pay back your friends, who lent you money for a movie ticket, or you want to split the bill at the restaurant among several people in the group.