App like PhonePe: What does an app like PhonePe offer?


The usage of phone payment apps has increased due to the need for more straightforward and safe payment methods. Using apps like PhonePe assures immediate transfer from a bank account as well as secured payment. The advantage of using an app like PhonePe is the ability to make payments to multiple parties. Anyone can make payments to the electricity board, landline, mobile recharge for postpaid and prepaid, etc. Many e-commerce sites have enabled the option to pay through wallets like PhonePe to make payments more manageable.

Features of PhonePe Clone

  • Instant payments
  • Push notifications
  • Debit card and bank linking
  • Money request
  • End-to-end encryption
  • Transaction history
  • Purchases/ shopping
  • OTP integration
  • App entry security
  • Account settings
  • Transaction sharing
  • App entry security
  • Contacts and social media synchronization

Advanced features

  • Live chat
  • Geo-location
  • Payment scheduling
  • Data feed integration
  • In-app chatbot
  • Cloud-based drama
  • Bill splitting

List of PhonePe Clone app

  • Instant onboarding
  • Add balance
  • Bank account linking
  • Check account balance
  • Send money
  • Receive money
  • Shopping/ billing
  • Transaction history
  • Scratch cards and offers
  • Referral bonus and rewards

How does the PhonePe app Clone app work?


User registers with email/ phone number 

Bank account linking

User links the bank account with the PhonePe account with a text message.

Select contacts

The user adds the recipient's contact number/ unique ID/ bank account number to transfer money.

Select the amount

Enter the exact amount to be sent or received

Enter password

The user enters a password on the directed page


A confirmation message representing the status of payment appears on the screen.

Final words

Develop and launch a payment app like PhonePe to simplify the payment system and become the next big payment app. With an app like PhonePe, payments and money transfers can be made more accessible. The smooth function and performance of the app make it an easier mode of payment. 

Zupyak is a free content platform for publishing and discovering stories, software and startups.