Pets are part of the family, and just like a human family member, your pet needs healthcare. In fact, the same way that you have insurance for yourself and your children, pet insurance should also be a consideration and should not be thought of only after any unexpected visit to a pet clinic .
You're probably wondering why pet insurance is necessary. Here are some reasons:
Dogs and cats are living longer due to advances in veterinary medicine. With longer lives comes more risk of developing illness or disease, which can lead to costly medical care.
The cost of veterinary care has risen dramatically over the last decade. In fact, according to the American Pet Products Association (APPA), pet owners spent $16 billion on vet costs in 2015 alone — that's up from only $3 billion in 1994.
Pet insurance can help defray costs associated with unexpected illnesses or accidents. And while not every illness or procedure may be covered by pet insurance, there are still many procedures that will be covered.
The costs of even basic veterinary care can add up to thousands of dollars. Pet insurance can help you defray those costs, and give you peace of mind that you'll be able to afford the best possible care for your pet if he should ever become ill or injured.
It's true that not every illness or procedure may be covered by pet insurance — but there are still many procedures that will be covered. For example, routine visits to your veterinarian, such as annual checkups, vaccinations and blood work, typically won't be covered. But if your pet is diagnosed with an unexpected illness or disease, or suffers an accident requiring emergency medical treatment, pet insurance could help pay the bills.
According to a recent study by the American Pet Products Association, 65 percent of U.S. households own a pet, which equates to 79.7 million homes. The same study reported that Americans spent more than $60 billion on their pets in 2016 alone — up from $17 billion in 1994.
One of the main reasons your vet bill is so high? According to a survey of veterinarians conducted by the Human Animal Bond Research Institute (HABRI) and Nationwide Pet Insurance, the cost of veterinary care has risen sharply in the last decade, mainly because of advances in veterinary medicine.
Because there are so many options when it comes to purchasing pet insurance, it’s important to know what to consider before choosing an insurance policy for your pet.
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