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How to Choose Best Family Health Insurance in Pakistan?

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How to Choose Best Family Health Insurance in Pakistan?

Many of us work long hours to support our families and ourselves. Our top concern is to ensure the safety and comfort of our loved ones. We strive to be financially stable financially in the ability. In the event of a medical emergency, a comprehensive health insurance plan can protect both your physical and financial health. In this article, we will discuss the importance, benefits, plans, and features of health insurance in Pakistan.

Many companies in Pakistan provide services related to family health insurance. Still, United Insurance Company of Pakistan Ltd is one of the leading companies in Pakistan that offers services related to individual and family health insurance. Individual and family health insurance was created specifically to help families in need of emergency medical care in the event of illness or accident.

The key quality of this product is its reasonable price, which makes it accessible to people from all socioeconomic classes.

Importance of Family Health Insurance in Pakistan:

Health insurance is now a requirement, and it is crucial to healthcare. This is since an adverse event, such as a disease, illness, or accident, can occur at any time, and in such instances, medical bills may become prohibitively expensive. Health insurance can act as a support system by easing any financial strain a family may experience.

You are taken care of in these situations by health insurance. Providing you and your family with prompt and sufficient medical treatment will enable you to handle such situations with ease. The health insurance you bought will cover the financial strain of hefty medical expenditures.

Provides you with Care, Convenience, and Choice:

Family Health Secure Health insurance policies under the UIC Family Health Secure policy are available for anyone who want to financially safeguard themselves and their dependent family members from expensive medical costs associated with accidents and illnesses. With UIC, you can relax knowing that you're most precious asset your health is being taken care of. With this package, you and your family will receive the necessary care in the event of an untimely illness or accident without having to make any payments to the hospital. This package covers treatment through its network of hospitals.

The following are only a few of the product's key advantages:

You have the option to choose the aforementioned room rents as well as the related Annual Limits for the room entitlement.

Hospitalization as an Inpatient:

This policy covers hospitalization costs such as:

Hospital Consultations

·  Surgical Fees

·  Anesthetist's Fee

·  Operation Theater Charges

·  Prescription Drugs Taken While Hospitalized

·  Diagnostic Tests Ventilators

·  Allied Services

·  Blood and Oxygen Supplies

·  Treatment for cancer using kidney dialysis, chemotherapy, and radiotherapy.

Day Care Procedures

Daycare is also covered by the plans in addition to inpatient hospitalization.

The term "daycare treatments" refers to medical or surgical procedures that need the patient to be admitted to the hospital but do not necessitate an overnight stay.

Specialized Investigations

To facilitate a diagnosis without the need for hospitalization, the policy additionally covers the costs of five pricy diagnostic tests: MRI, CT scan, Thallium scan, mammography, and angiographies.

Pre-Post Hospitalization

For the following costs, which are directly related to the reason you were admitted to the hospital, outpatient care is also covered for 30 days before and following your admission, providing you with complete peace of mind.

·  Consultants' fees for subsequent visits.

·  The price of goods and medicine.

·  The price of lab tests.

Transporting insured patients to and from hospitals during medical emergencies will cost money for ambulance services.

Accidental out-patient expenses are those incurred for immediate and up to 48 hours after an injury for emergency care.

Family Health Secure Plan offered by UIC:

Depending on your cost and budget, Family Health Secure offers ease and choice. UIC provides three plans: Rose, Tulip, and Jasmine, which largely cover hospitalization costs for patients.

Things that UIC does not cover:

Among the principal exclusions are:

·  Treatment of pre-existing conditions, any injury, disease, or another ailment, or any complications of a pre-existing condition.

·  Fees for treating birth abnormalities or congenital diseases Treatment related to or resulting from pregnancy, and childbirth, including cesarean sections, Treatment of mental, neurological, or psychiatric disorders, and cosmetic and aesthetic procedures.

·  Alcohol and drug use that results in intoxication, as well as any other drug addiction.

·  Any additional costs incurred as a result of the insured being admitted to a better facility than the kind of room entitlement specified in the policy or a more expensive room than that which is permitted by the full room and board limit.


United Insurance Company of Pakistan ltd is one of the well-known companies in Pakistan that offers various features of family health insurance like 24-hour medical emergency services, customer services, and health care services so if you need any help related to family health insurance services you can visit our website for more information.

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