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Tackling IRS Wage Garnishment? Here’s How to Stop It

Patrick Walter
Tackling IRS Wage Garnishment? Here’s How to Stop It

Navigating IRS wage garnishment can be both financially and psychologically challenging. Understanding the intricacies of the laws surrounding wage garnishment is essential for reclaiming financial stability. If you are facing IRS wage garnishment issues in Texas, a distinguished tax attorney in your city can serve as your trusted guide for bringing an end to punishing regulation. Continue reading as we delve into effective ways to tackle IRS wage garnishment order with help from an IRS tax attorney.

Settle the Debt

To address IRS wage garnishment, quite simply consider settling the debt. If your financial situation allows or you can secure alternate funds, settling the debt in a lump sum is highly advisable to shield yourself from the distress caused by wage garnishment.

Negotiate with the IRS

If paying the debt immediately is not possible for you, initiate negotiations with the IRS to settle your debt in the long term or at a reduced amount, enabling you to regain control of your finances. Engage in open communication with the IRS to explore installment agreements or compromise options tailored to your financial situation. Guidance from a tax attorney ensures a strategic approach within IRS garnishment limits.

Show Financial Hardship

By law, wage garnishments causing financial hardship to taxpayers should be promptly removed. Provide documented evidence of financial hardship to potentially qualify or apply for currently not collectible or offer compromise relief for minimizing the impact of levy on your income. Although the IRS will release the wage levy, it doesn’t mean that your debt will surely be forgiven. The IRS mostly tries to work out alternate arrangements, such as an installment agreement, to get back the debt. 

Request a Hearing

Exercise your right to a formal hearing by submitting a written request to the IRS. The hearing provides a crucial opportunity for a fair evaluation. In this process, having a skilled tax relief attorney as your companion can be invaluable. They can present compelling evidence and arguments to convince the IRS to reduce or eliminate the amount subjected to wage garnishment or help you remove an order in case it is made in error or is ordered to recover a debt from your spouse, which you were unaware of.

Apply for Exemptions

Even though the IRS makes exemptions in your wages in the wage garnishment orders, there are still exemptions you can claim, like child support, to protect a portion of your income from wage garnishment based on specific criteria. Identify and apply for relevant exemptions, providing a legal avenue to safeguard your earnings and mitigate the impact of IRS wage garnishment.

File for Bankruptcy

Filing for bankruptcy can serve as a last resort to stop wage garnishment and restructure your financial outlook, offering a fresh start. Determine the type of bankruptcy for which you qualify; the IRS can then approve a revised payment plan. To confirm your eligibility for wage garnishment relief in Texas, consult with a tax relief attorney in the area.

Consult with a Tax Attorney in Dallas

To navigate the intricacies of wage garnishment processing effortlessly, seeking guidance from a skilled tax attorney in Dallas is pivotal. They can offer insights into laws and how they apply in Texas and ensure a strategic and lawful approach, alleviating the burden of tax-related challenges. Don't let wage garnishment disrupt your financial well-being. Consult with experienced tax attorneys in Dallas to explore tailored solutions.

Patrick Walter
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