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What is covered under the Bajaj Allianz car insurance policy?

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What is covered under the Bajaj Allianz car insurance policy?

Bajaj Allianz car insurance policies generally offer the following types of coverage:


Third-Party Liability Coverage: This coverage provides protection against legal liability arising from injury, death, or property damage caused to a third party by your insured vehicle. It's a mandatory requirement in most countries.

Own Damage Coverage: This coverage protects your own vehicle against accidental damage, theft, fire, and other specified perils. It may include the following components:

Comprehensive Coverage: Offers protection against various risks, including natural disasters, theft, vandalism, fire, and accidental damage.

Fire Damage Coverage: Covers damage to your vehicle due to fire or explosion.

Personal Accident Cover: Bajaj Allianz car insurance policies typically include personal accident cover for the owner-driver. This coverage provides compensation in case of accidental death or bodily injury resulting from an accident while driving the insured vehicle.

Add-On Covers: Bajaj Allianz offers various optional add-on covers that policyholders can purchase for additional protection. These may include:

Zero Depreciation Cover: Ensures that the insurer compensates the full claim amount without factoring in depreciation on certain vehicle parts.

Engine Protect Cover: Provides coverage for damage to the engine of your vehicle due to water ingression or lubricating oil leakage.

Roadside Assistance Cover: Offers assistance in case of breakdowns, flat tires, fuel emergencies, or other vehicle-related issues.

No Claim Bonus (NCB) Protection: Allows you to retain your earned NCB discount even if you make a claim during the policy term.

It's essential to carefully review the policy document or contact Bajaj Allianz directly to understand the specific coverage details, terms, conditions, and any exclusions that may apply to their car insurance policy.

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