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Benefits of Bike Insurance During Natural Disasters


Natural disasters are classified as natural calamities which can cause huge loss of life, community, and livelihood of one. Mainly natural disasters as the name says come in the form of earthquakes, mudslides, floods, drought, etc. Almost all natural disasters are unpredictable and give little time to one to protect their assets and livelihood and cause massive financial losses. One can never predict such a disaster, but one can protect themselves from it by buying bike insurance that only helps mitigate the losses but also protects one from going into a financial crisis.

Benefits Of Bike Insurance In Natural Disasters:

Getting comprehensive two-wheeler insurance for your bike can not only protect your bike in the long term but also help mitigate huge financial losses if one bike were to be damaged in a natural disaster. Additional customers can also get add-on coverage for their bike if it were to get water damage, needs the replacement of a spare part, or requires consumables replacement, etc. The following are the benefits of bike insurance in natural disasters:

  1. Zero-depreciation coverage: By getting comprehensive two-wheeler insurance for their bike one can get a zero-depreciation add-on to their insurance which can help one get the complete value of the bike after it has been damaged or lost the natural disaster and is no longer fixable.
  2. Extensive Engine coverage: A comprehensive two-wheeler plan can help one protect their bike engine extensively as one can get the entire engine replacement or get complete monetary compensation for the repair work done on its due to water damage, dents, engine parts missing, etc., by insurance claim.
  3. Extra consumables: The customer is also getting compensation for all the extra consumables which have been used to get the bike working again by getting a comprehensive two-wheeler consumables add-on.
  4. Spare part replacement: The customers are also able to claim compensation for all the spare part replacements done on the bike, so it works again after the natural disaster.

How To Claim Insurance For Natural Disasters:

  1. Take photos: One needs to immediately take photos of the condition of the bike and a record of the bike's condition after the natural disaster as it may help their claim as to the damages.
  2. File for a claim: The policyholder needs to file for the claim and request monetary compensation to reduce his financial losses.
  3. Submit all proof: One to show or submit all the proof which are required by the insurance provider such as identity documents, bike ownership documents, bike registration, bike insurance documents, and the photos of the damages which were recorded as proof of damage to analyze the extend of the damage and get the compensation.
  4. Wait for inspection: The insurance provider might be sent in an inspector to inspect the condition of the damage to which one is claiming it to be on their bike due to the natural disaster. 
  5. Settlement: After all the due diligence the insurance provider will approve the claim and will settle all the disputes of monetary compensation with the policyholder.


Natural disaster always brings chaos and cause huge damage to one life and livelihood. One can never predict when the next natural disaster might happen, but one can always protect their bike by getting a comprehensive two-wheeler plan. It not only helps mitigate any future losses but also eases the financial burden on one family. One can now easily protect their bike by getting an insurance plan in just a few easy steps on Quickinsure by visiting their official website- https://quickinsure.co.in/ and comparing various plans and getting the one that meets all their requirement. A comprehensive two-wheeler plan can also help one get add-on coverage such as zero depreciation, spare part replacement, extensive engine protection, and consumables replacement.

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